topic Re: Tradeline Deletion Time until Score Change in General Credit Topics https://ficoforums.myfico.com/t5/General-Credit-Topics/Tradeline-Deletion-Time-until-Score-Change/m-p/1841113#M170019 <P>Your FICO score generated without that tradeline in the report is updated. Think of it as a photograph. You do not have a record (FICO score) of the scene until you snap the picture. If the scene changes (accounts removed / added / balance updates etc.) then the new picture will be different from the old. A FICO score is an instant moment of what's there at that&nbsp;time. If something changes in the next hour or day the FICO score pulled would be different.&nbsp;</P> Tue, 29 Jan 2013 18:00:36 GMT Anonymous 2013-01-29T18:00:36Z Tradeline Deletion Time until Score Change https://ficoforums.myfico.com/t5/General-Credit-Topics/Tradeline-Deletion-Time-until-Score-Change/m-p/1841073#M170018 <P>Had a tradeline just get deleted about 48 hrs ago. Pulled my report and saw it was deleted. How long will it take Myfico to update my score?? Is this automatic or....</P><P>I want to know because I was waiting for this last tradeline to delete so I can apply for a mortgage! Any answers would be great appreciated!</P> Tue, 29 Jan 2013 17:40:48 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Tradeline-Deletion-Time-until-Score-Change/m-p/1841073#M170018 Anonymous 2013-01-29T17:40:48Z Re: Tradeline Deletion Time until Score Change https://ficoforums.myfico.com/t5/General-Credit-Topics/Tradeline-Deletion-Time-until-Score-Change/m-p/1841113#M170019 <P>Your FICO score generated without that tradeline in the report is updated. Think of it as a photograph. You do not have a record (FICO score) of the scene until you snap the picture. If the scene changes (accounts removed / added / balance updates etc.) then the new picture will be different from the old. A FICO score is an instant moment of what's there at that&nbsp;time. If something changes in the next hour or day the FICO score pulled would be different.&nbsp;</P> Tue, 29 Jan 2013 18:00:36 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Tradeline-Deletion-Time-until-Score-Change/m-p/1841113#M170019 Anonymous 2013-01-29T18:00:36Z Re: Tradeline Deletion Time until Score Change https://ficoforums.myfico.com/t5/General-Credit-Topics/Tradeline-Deletion-Time-until-Score-Change/m-p/1841123#M170021 <P>Perfect answer and explanation! Thanks so much</P> Tue, 29 Jan 2013 18:07:35 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Tradeline-Deletion-Time-until-Score-Change/m-p/1841123#M170021 Anonymous 2013-01-29T18:07:35Z