topic Re: Addicted to myfico and tracking my debts in General Credit Topics

Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 02:54:13 GMT

Anyone else? I'm probably on here once an hour from the time I wake til I go to bed. I refresh my CK once a day I check my walmart fico monthly , always checking for pre approved offers , and I'm always on my credit apps looking for any changes and I tack my balances. When I have two hundred dollars I debt I feel so pressured to pay it off as soon as i spend it And like it's gonna kill my credit to have a balance for the day even tho I used to carry 600 dollars on almost every card... Is anyone else this crazy or is it just me? Lol I feel pathetic being this crazy over it

Re: Addicted to myfico and tracking my debts

LS2982 — Thu, 21 Feb 2013 02:56:55 GMT

@Anonymous wrote:
Anyone else? I'm probably on here once an hour from the time I wake til I go to bed. I refresh my CK once a day I check my walmart fico monthly , always checking for pre approved offers , and I'm always on my credit apps looking for any changes and I tack my balances. When I have two hundred dollars I debt I feel so pressured to pay it off as soon as i spend it And like it's gonna kill my credit to have a balance for the day even tho I used to carry 600 dollars on almost every card... Is anyone else this crazy or is it just me? Lol I feel pathetic being this crazy over it

<-------------------------------------------------- This guy right here

Re: Addicted to myfico and tracking my debts

Duncanrr — Thu, 21 Feb 2013 02:58:32 GMT

Im a MyFico hoarder.

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 02:58:58 GMT

Haha! You are an exact clone of me. I absolutely hate high utilization that lingers. I charge it to death then PIF. I like my score to be at its full potential whenever possible.

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 02:59:41 GMT

Hahah^ I also forgot to mention I've probably spent about 100 dollars or more since November on several different credit reports.

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 03:00:31 GMT

It's rude to tell others about my personal life story! lol ;(

Re: Addicted to myfico and tracking my debts

LS2982 — Thu, 21 Feb 2013 03:01:04 GMT

@Anonymous wrote:
Hahah^ I also forgot to mention I've probably spent about 100 dollars or more since November on several different credit reports.

I'm guilty of spending on FICO reports alot lately........

OK everyone time to spill your credit addictiveness here!!! AIR IT OUT!!!

Re: Addicted to myfico and tracking my debts

Epcot — Thu, 21 Feb 2013 03:01:09 GMT

Hi, I'm Epcot and I am a Ficoholic.

Re: Addicted to myfico and tracking my debts

LS2982 — Thu, 21 Feb 2013 03:02:48 GMT

@Epcot wrote:
Hi, I'm Epcot and I am a Ficoholic.

Yea, I find myself taking small "breaks" here and there at work to give credit advice. I think i'm in the wrong profession.

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 03:03:54 GMT

LOLOL! ficoholic...love it!

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 03:03:59 GMT

I'm glad I'm not alone. My fiancée called me cheap this morning and I said no I'm conservative #thingsacreditaddictsays

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 03:05:10 GMT

I used to spend on credit reports when I had baddies.

I signed up for citi identity monitor with 3 cr and scores in November after all my baddies dropped off. It's only 4.95 a month ;D

Re: Addicted to myfico and tracking my debts

LS2982 — Thu, 21 Feb 2013 03:05:38 GMT

@Anonymous wrote:
I'm glad I'm not alone. My fiancée called me cheap this morning and I said no I'm conservative #thingsacreditaddictsays

I would have been like "BALANCES ARE 35% OF MY SCORE HONEY!!!!!!" GRRRRRRRRRRRRRRRR............................

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 03:05:41 GMT

I feel the same way too...being in the wrong profession. I wish I could make my same salary doing this all day.

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 03:08:47 GMT

I also forgot to mention people get annoyed when I talk about my credit or increases I get . Haha, I can't shut up sometimes. It's like how my friend talks about cars all the time (he's a mechanic) . I think I should be the next suze orman(the male version)

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 03:10:50 GMT

I am paying about $30 a month on credit monitoring services. But I think I am going to cancel freecreditreport.com (been a member since 2009 when my scores were in the toilet bowl) and just keep paying for score watch.

Re: Addicted to myfico and tracking my debts

daybreakgonesXe — Thu, 21 Feb 2013 03:10:53 GMT

@Anonymous wrote:
I feel the same way too...being in the wrong profession. I wish I could make my same salary doing this all day.

You guys are telling me...i'm having a mid-collegiate crisis right here!! As much as I love my major, I love it just as much as credit/finance, and the two sometimes conflict...(aka me being on the boards all day instead of studying for PhysMet...). For years I thought I would get my bachelor's in meteorology, then my Master's...but now it looks like i'm leaning toward a master's in personal finance! Definitely would be great for me to go right into the work force after I graduate, work in the met. field, and at the same time take online course's for my Master's! And then from there, at least I have two of my greatest passions to fall back on

Re: Addicted to myfico and tracking my debts

LS2982 — Thu, 21 Feb 2013 03:13:03 GMT

@Anonymous wrote:
I am paying about $30 a month on credit monitoring services. But I think I am going to cancel freecreditreport.com (been a member since 2009 when my scores were in the toilet bowl) and just keep paying for score watch.

I'm paying $60 a month........

I cant see myself cutting any of it loose because I check everything once a day in the AM.

Re: Addicted to myfico and tracking my debts

Anonymous — Thu, 21 Feb 2013 03:13:52 GMT

Too bad I despise math or I'd do the same haha.

Re: Addicted to myfico and tracking my debts

Epcot — Thu, 21 Feb 2013 03:16:51 GMT

I am subscribed to SW here, Amex CS unlimited for myself and Amex CS regular for my DW. So about $50 a month to monitor our reports. It's not too bad. Less than a tank of gas.