topic Re: weird vredit karma in General Credit Topics

weird vredit karma

Anonymous — Sun, 14 Apr 2013 17:12:26 GMT

I looked on ck and it shows my inquiry were off is this a fluke? I thought they stayed on a year

Re: weird vredit karma

LS2982 — Sun, 14 Apr 2013 17:15:13 GMT

Do you check your TU file daily with more than 1 service?

Re: weird vredit karma

Anonymous — Sun, 14 Apr 2013 17:20:25 GMT

on credit sesame they are on there

Re: weird vredit karma

Gunnar419 — Sun, 14 Apr 2013 17:21:31 GMT

@LS2982 wrote:
Do you check your TU file daily with more than 1 service?

+1 It could be part of CK's notoriously badly managed "upgrade." Several people have reported having info dropped.

Re: weird vredit karma

Rhaeny — Sun, 14 Apr 2013 17:22:30 GMT

@LS2982 wrote:
Do you check your TU file daily with more than 1 service?

You know LS, I noticed something recently as well. So yea I think inadvertendly I'm getting that "thingy" because I have also noticed 2 disappeared from TU and they were from September. I think I'm obsessed with checking my reports daily because there is always something changing. I mean they are not earth shattering but I've done so much work cleaning them up that I think I'm paranoid that something unfavorable may pop up.

I think that after the first of next year I can chill when my last baddies fall off.

Re: weird vredit karma

Revelate — Sun, 14 Apr 2013 17:24:07 GMT

@Anonymous wrote:
on credit sesame they are on there

CS pulls from EX; CK pulls from TU.

It'd be really unlikely to have 1:1 inquiries on them honestly, someone with a recent mortgage and nothing but recent Capital One credit card apps is about the only remotely plausible circumstance I can dream up, and that's just not likely especially for anyone on this forum .

More than likely the lender in quesiton pulled only one bureau, and therefore the inquiry will only show up in that data set. The three major credit reporting bureaus (EX, EQ, TU) do not share that data with each other at least currently.

Beyond that as other posters have mentioned, I tend to take inquiries with a grain of salt on any free reporting service. I've noticed irregularities on most of them unfortunately, if I really need to know that data, I pull my reports for real.

Re: weird vredit karma

Gunnar419 — Sun, 14 Apr 2013 17:23:16 GMT

@Anonymous wrote:
on credit sesame they are on there

CS uses Experian, so that won't help you know what's on TU. I don't know of any other free places to get an idea what's on your TU credit report. But if you don't want to buy a TU report, I'd suggest just continuing to monitor CK to see whether those inquiries stay gone or come back.

Re: weird vredit karma

Anonymous — Sun, 14 Apr 2013 18:15:29 GMT

Thank you it just seemed weird that they were all removed

Re: weird vredit karma

nfs_mw — Sun, 14 Apr 2013 19:32:15 GMT

They are updating their site so I would wait some time for the correct data to come up..happened with me too..Thankfully now it's showing correct.

Re: weird vredit karma

LS2982 — Sun, 14 Apr 2013 19:56:53 GMT

Unfortunately I still have the new version......I want the old back!!!! This once a week update stinks!!

Re: weird vredit karma

Anonymous — Sun, 14 Apr 2013 21:18:19 GMT

Ck said all of mine were gone except 2, but I didn't believe it. Then I bought my scores from this site and it says I have 2. So then I went to Transunion and got a report, and only 2 left. I had 14 in Sept. and only 10 were due to fall in August of this year. Funny this is, out of the 4 that are from Sept 12 and Jan 13 that would stay until 2014/2015, 2 of those are gone and have not come back for 2 months.

So no report shows more then 2 from any service.

I'll take that though.

Re: weird vredit karma

zerobacan — Sun, 14 Apr 2013 21:44:55 GMT

CK showed 7 Inqs fell off, showing I only have 9 left

then I pulled my TU full report and the INQ were still there, So I guess CK is wrong... wait and see

Re: weird vredit karma

codimom — Sun, 14 Apr 2013 21:50:26 GMT

Not only did CK show all my inqs gone, it also zeroed out all my credit limits. that was a shocker for sure!

Re: weird vredit karma

Anonymous — Sun, 14 Apr 2013 22:23:37 GMT

It also zero mine out too I guess I will wait and see about this ck