topic Re: Amex CreditSecure in General Credit Topics

Amex CreditSecure

indiolatino61 — Tue, 16 Apr 2013 07:48:13 GMT

Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.

Re: Amex CreditSecure

LS2982 — Tue, 16 Apr 2013 10:28:17 GMT

@indiolatino61 wrote:
Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.

Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.

Re: Amex CreditSecure

Anonymous — Tue, 16 Apr 2013 10:45:53 GMT

@LS2982 wrote:
@indiolatino61 wrote:
Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.
Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.

is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?

Re: Amex CreditSecure

LS2982 — Tue, 16 Apr 2013 10:49:28 GMT

@Anonymous wrote:
@LS2982 wrote:
@indiolatino61 wrote:
Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.
Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.
is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?

Its with AMEX CreditSecure and yes you get full 3 bureau reports every day.

Re: Amex CreditSecure

dodfire — Tue, 16 Apr 2013 11:57:34 GMT

I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.

Re: Amex CreditSecure

Anonymous — Tue, 16 Apr 2013 12:21:55 GMT

@dodfire wrote:
I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.

Once you sign up for that offer you will be a chance to upgrade to the $25 plan

Re: Amex CreditSecure

Mellon — Tue, 16 Apr 2013 12:23:23 GMT

do you get scores also?

Re: Amex CreditSecure

Anonymous — Tue, 16 Apr 2013 12:25:24 GMT

You get FAKO scores, the real point of the plan is access to the reports, not scores.

Re: Amex CreditSecure

webhopper — Tue, 16 Apr 2013 12:27:04 GMT

I have no problem paying $25 per month for unlimited pulls.

The only issue is that the ACM and the Primary cardholder cannot both use the service. So for right now, DH is using Credit Secure, and I've signed up for USAA Credit Monitoring Service

Re: Amex CreditSecure

webhopper — Tue, 16 Apr 2013 12:27:43 GMT

@dodfire wrote:
I wanted to sign up for that on AMEX but it is $14.99 and says I can only get two reports per month.

Your plan can be upgraded to premium which allows daily credit pulls of your 3-bureau report.

Re: Amex CreditSecure

dodfire — Tue, 16 Apr 2013 13:44:50 GMT

Thanks guys....which card should I bill to??? Green / Delta / SPG ? For the points?

Re: Amex CreditSecure

youngandcreditwrthy — Tue, 16 Apr 2013 13:39:46 GMT

It is a FAKO, but it is also a great service!

Re: Amex CreditSecure

boomhower — Tue, 16 Apr 2013 13:48:31 GMT

Is the unlimited service on pull per calender date or 24hr + 1 minute. I've got USAA now it's calender date. Had another service in the past that was 24hr+ and hated that.

Re: Amex CreditSecure

indiolatino61 — Wed, 17 Apr 2013 04:46:15 GMT

@LS2982 wrote:
@Anonymous wrote:
@LS2982 wrote:
@indiolatino61 wrote:
Hello all...does anyone know if Amex offers a lower monthly fee (say, $9.95) if you call to cancel the way myFICO does? Thanks.
Not sure, I pay $25 / month for unlimited 3 bureau pulls. Worth a try if you want to keep them and its a little too much $$ for you. Excellent product.
is your $25 a month with Amex CreditSecure or another service? Do you get the full reports or just the scores?
Its with AMEX CreditSecure and yes you get full 3 bureau reports every day.

$25 per month for daily pulls seems like a much better deal than $14.95 per month for twice-monthly pulls. I'll have to look into that, since I didn't even know about it. Thanks.

Re: Amex CreditSecure

Anonymous — Wed, 17 Apr 2013 18:16:28 GMT

The experian credit pull is obviously a FAKO, are the EQ & Trans FAKOs too?