Next Steps?

Peanutbutter — Tue, 23 Apr 2013 15:38:54 GMT

I currently have 4 CC's that are all maxed out, for a total of $4400.oo My credit scores are EX 692, TU 699, EQ 748.

I was contemplating applying for a balance transfer for all my current CC's to a new card.... unsure who to go with or even if the the credit limit will cover the balance transfers, let alone if they'll approve it. Right now my credit reports state my utilization is between 51%-107%

On top of that I'll (hopefully) be applying for an assumption from BMW to remove my soon-to-be ex-husband from our lease agreement, but they will have to run credit and approve it for me to assume the transfer of lease.

Does anyone have any recommendations for the next steps?

Re: Next Steps?

llecs — Tue, 23 Apr 2013 16:12:54 GMT

What's your goal? The loan? Higher scores? Debt paydown?

Re: Next Steps?

Peanutbutter — Tue, 23 Apr 2013 17:53:59 GMT

All of the above, ideally.

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Next Steps?

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