topic Re: USAA-CCMP Credit Monitoring in General Credit Topics

USAA-CCMP Credit Monitoring

tray — Fri, 26 Apr 2013 19:47:35 GMT

Does anyone has this credit monitoring service and if so can you pull report daily or is it just monthly. Thanks for any information.

Re: USAA-CCMP Credit Monitoring

InvincibleSummer3 — Fri, 26 Apr 2013 20:16:45 GMT

The basic service is a monthly pull, or you can upgrade to pull daily. It costs more.

Re: USAA-CCMP Credit Monitoring

tray — Fri, 26 Apr 2013 20:41:43 GMT

@InvincibleSummer3 wrote:
The basic service is a monthly pull, or you can upgrade to pull daily. It costs more.

Thanks for the reply, but when I go on the usaa website for the usaa for the premium subscription it states pulls all 3 reports but monthly do you think usaa changed the subscription status to monthly??

Re: USAA-CCMP Credit Monitoring

InvincibleSummer3 — Fri, 26 Apr 2013 20:54:00 GMT

Originally when they offered the CMS, it was a daily pull. That changed late in 2012 to a monthly pull. What you'll see, if you decide to join, is a screen that will tell you which date your "free" pull is due. You'll have the option to also do a one-time pull for $19.95 each (I think) and an option to "Upgrade to unlimited pulls for $22.95 per month".

Re: USAA-CCMP Credit Monitoring

tray — Fri, 26 Apr 2013 23:02:48 GMT

@InvincibleSummer3 wrote:
Originally when they offered the CMS, it was a daily pull. That changed late in 2012 to a monthly pull. What you'll see, if you decide to join, is a screen that will tell you which date your "free" pull is due. You'll have the option to also do a one-time pull for $19.95 each (I think) and an option to "Upgrade to unlimited pulls for $22.95 per month".

Thanks so much for your thread, I went onto usaa and set up an account then went to the credit monitoring and signed up for the $12.95 monitoring premium the monthly pull, but could not upgrade online, then I directly placed a call to the monitoring service and they were able to do the upgrade over the phone for the daily pulls for the $22.95 stating I should see the link tomorrow, thanks again for the advice.

Re: USAA-CCMP Credit Monitoring

InvincibleSummer3 — Fri, 26 Apr 2013 23:42:12 GMT

Sure, my pleasure. I like the daily pulls, if only because I'm in the midst of some big changes so it's nice to see the updates frequently. Just be aware that the scores are FAKOS, and they're maybe useful for watching trends BUT the report info is a way bigger deal. Keep working on good info in the reports themselves and you should be home-free.

Good luck!

Re: USAA-CCMP Credit Monitoring

Anonymous — Sat, 27 Apr 2013 11:35:03 GMT

@tray wrote:
@InvincibleSummer3 wrote:
Originally when they offered the CMS, it was a daily pull. That changed late in 2012 to a monthly pull. What you'll see, if you decide to join, is a screen that will tell you which date your "free" pull is due. You'll have the option to also do a one-time pull for $19.95 each (I think) and an option to "Upgrade to unlimited pulls for $22.95 per month".

Thanks so much for your thread, I went onto usaa and set up an account then went to the credit monitoring and signed up for the $12.95 monitoring premium the monthly pull, but could not upgrade online, then I directly placed a call to the monitoring service and they were able to do the upgrade over the phone for the daily pulls for the $22.95 stating I should see the link tomorrow, thanks again for the advice.

The link will show under your accounts when you log-in. They said it can take 48 hrs, but I got the link the next day.

Re: USAA-CCMP Credit Monitoring

boomhower — Mon, 29 Apr 2013 12:35:52 GMT

I have the daily version. Started early last year. When they went to daily and upped the price I called threatening to cancel, they gave me daily for the same price for X amount of months. Should be about time for that to run out and I'll have to renogiate again.

Re: USAA-CCMP Credit Monitoring

bk510 — Fri, 31 May 2013 07:33:13 GMT

@tray

CALL and ask for a half price on all 3 daily pull for 11.48 a month for 6 months.

yes the normal priceing is 22.95 but y pay dat, when u can ask for half the price.

thats what i have......its simple as pimple.

Re: USAA-CCMP Credit Monitoring

bfranklin825 — Fri, 31 May 2013 13:31:40 GMT

Just as a side note...

I had this when it was a daily pull for $12.95 and when they switched to a monthly I was aggravated and decided to quit. I'm not going to pay $12.95 a month for a monthly pull of a FAKO score. My wife, on the other hand, didn't want to get rid of it. So I told her that when I called to cancel because the the switch to monthly they offered me a deal of half price to stay... I didn't take it, but when she called to cancel (even though she didn't really want to) they offered it to her and she took it. Now she still has it but only pays half.

This may not work if you just signed up for it, and it may not work now even if you were a member before the change. They might have only been doing this for a little while after the change...

Re: USAA-CCMP Credit Monitoring

Anonymous — Sun, 29 Jun 2014 22:06:07 GMT

Don't you need to be a member of the military, or a child/relative of someone in the military to join USAA?

Re: USAA-CCMP Credit Monitoring

avggoal700 — Sun, 29 Jun 2014 22:13:07 GMT

Just be careful, I have negatives on my real reports that fell off my usaa reports. I'm waiting for update to see if still true.

Re: USAA-CCMP Credit Monitoring

takeshi74 — Mon, 30 Jun 2014 14:42:52 GMT

@Anonymous wrote:
Don't you need to be a member of the military, or a child/relative of someone in the military to join USAA?

Info is on their site:

https://www.usaa.com/inet/pages/pub_eligibility_task_entry

Re: USAA-CCMP Credit Monitoring

Onthe27thday — Mon, 30 Jun 2014 20:08:36 GMT

I had the monthy but was also paying for a daily pull of a EX fako so I decided to scratch that and just deal with USAA. I paid the 22 the first month but them got confused the 2nd month and thought it was cheaper when I saw it come our of my checking account. I called to clarify (because either way, I was going to pay it lol) and they offered to see if they could reduce the price. I said sure abnd they did to about 12 I think monthly for 6 months and said that I could call after that period to see if they could continue.

Seriously, it was so easy considering I was happy to pay the original amount.

Easy to do business with! Goodluck