topic Re: Any New Daily Credit Pull Monitors? in General Credit Topics

Any New Daily Credit Pull Monitors?

Anonymous — Thu, 09 May 2013 05:29:09 GMT

Outside of Equifax Complete and Eliminate ID Theft, are there any other Daily Equifax Pullers out there?

Thanks,

Re: Any New Daily Credit Pull Monitors?

09Lexie — Thu, 09 May 2013 05:33:41 GMT

No that I'm aware of but you might want to ask this in the General Credit Section.

Re: Any New Daily Credit Pull Monitors?

Anonymous — Thu, 09 May 2013 05:39:02 GMT

USAA Premium Credit Monitoring ($13) and Amex CreditSecure($25) allow daily pulls of all three with FAKOs.

Re: Any New Daily Credit Pull Monitors?

Anonymous — Thu, 09 May 2013 05:42:50 GMT

I did research on those, but I keep seeing that they only offer 2 pulls per month, are you currently using them?

Thanks,

Re: Any New Daily Credit Pull Monitors?

Anonymous — Thu, 09 May 2013 05:50:03 GMT

I use Amex's. After you use up your two pulls and try to pull a third, you get an option to upgrade to unlimited pulls (Or daily pulls. Can't remember which since there is a subtle difference).

Re: Any New Daily Credit Pull Monitors?

Burned2manybridgesB4 — Thu, 09 May 2013 14:21:43 GMT

Daily. Can't do two back to back.

Re: Any New Daily Credit Pull Monitors?

Javagafire — Thu, 09 May 2013 17:56:25 GMT

I have seen this posted several times and i signed up for USAA credit monitoring and they only allow one credir report pull every 30 days. How are you guys pulling daily with them?

Re: Any New Daily Credit Pull Monitors?

Anonymous — Thu, 09 May 2013 19:43:25 GMT

USAA changed from daily pulls to once-a-month pulls back in September. There is no way to get daily pulls from USAA. Anyone saying otherwise is going off of what you could do 8 months ago.

Re: Any New Daily Credit Pull Monitors?

Anonymous — Thu, 09 May 2013 20:01:56 GMT

@Anonymous wrote:
USAA changed from daily pulls to once-a-month pulls back in September. There is no way to get daily pulls from USAA. Anyone saying otherwise is going off of what you could do 8 months ago.

Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

Which $13 is still a pretty nice price.

Re: Any New Daily Credit Pull Monitors?

kroberts67 — Fri, 10 May 2013 19:21:36 GMT

@Anonymous wrote:
USAA changed from daily pulls to once-a-month pulls back in September. There is no way to get daily pulls from USAA. Anyone saying otherwise is going off of what you could do 8 months ago.

Hmm, that's strange cause I currently get daily triple pulls from USAA for $22.92/month and rather enjoy it and have only signed up 2 months ago.

You have to sign up for regular monthly pull one (for $13 or whatever it is), then when you're in your account page you'll see the UPGRADE button to daily pullls for $22.95, or call them and they will upgrade you.

Re: Any New Daily Credit Pull Monitors?

boomhower — Sat, 11 May 2013 04:37:22 GMT

@Anonymous wrote:
USAA changed from daily pulls to once-a-month pulls back in September. There is no way to get daily pulls from USAA. Anyone saying otherwise is going off of what you could do 8 months ago.

Or you could call them and ask to upgrade to the premium service that does offer daily pulls, I have it. Amex is the exact same service as well.

Re: Any New Daily Credit Pull Monitors?

Anonymous — Sat, 11 May 2013 05:10:49 GMT

My apologies for the misinformation. I was going off of this thread that I read a few months ago; http://ficoforums.myfico.com/t5/General-Credit-Topics/No-more-unlimited-pulls-with-USAA-Credit-Check-Monitoring/td-p/1574980

At the time, apparently I only read the first page, somehow not realizing there was more than 1 page. Further in the thread it is mentioned that you can upgrade for daily pulls. USAA would be wise to include that on their CMS page. I checked it a few nights ago to see if they had allowed the upgrade to daily pulls and nothing on their page lets you know that.

Re: Any New Daily Credit Pull Monitors?

Anonymous — Sat, 11 May 2013 05:12:49 GMT

@kroberts67 wrote:
@Anonymous wrote:
USAA changed from daily pulls to once-a-month pulls back in September. There is no way to get daily pulls from USAA. Anyone saying otherwise is going off of what you could do 8 months ago.
Hmm, that's strange cause I currently get daily triple pulls from USAA for $22.92/month and rather enjoy it and have only signed up 2 months ago.

You have to sign up for regular monthly pull one (for $13 or whatever it is), then when you're in your account page you'll see the UPGRADE button to daily pullls for $22.95, or call them and they will upgrade you.

I have this service right now.

Re: Any New Daily Credit Pull Monitors?

Anonymous — Sat, 11 May 2013 05:32:35 GMT

@Anonymous wrote:
Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

Which $13 is still a pretty nice price.

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls. Not 3 pulls for each CRA.

Still cheap compared to the others, but far from the value that it used to be with daily pulls.

Re: Any New Daily Credit Pull Monitors?

webhopper — Sat, 11 May 2013 14:48:42 GMT

@Anonymous wrote:
@Anonymous wrote:
Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

Which $13 is still a pretty nice price.

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls. Not 3 pulls for each CRA.

Still cheap compared to the others, but far from the value that it used to be with daily pulls.

This service can be upgraded to a daily report puller that costs a total of $22/ month

This is what I'm currently using.. and supplementing with MyFICO when I was my real FICO scores

Re: Any New Daily Credit Pull Monitors?

Countingpennies — Sat, 11 May 2013 18:15:08 GMT

I signed up for USAA Premium yesterday. Today I logged in and on the left side is a 'refresh' button. I refreshed and got a pop up to upgrade to daily pulls. I heard that you have to call, but the upgrade option IS online after you sign up.

Re: Any New Daily Credit Pull Monitors?

dodfire — Sat, 11 May 2013 18:24:02 GMT

@webhopper wrote:
@Anonymous wrote:
@Anonymous wrote:
Looking online, you can do 3 a month at the price I quoted. I based the daily pulls on what the topic with the monitoring services had in it but I just looked it up now.

https://www.usaa.com/inet/pages/creditcheck_monitoring_main

Which $13 is still a pretty nice price.

3 pulls per month as I understand it means 1 EQ, 1 TU, 1 EX = 3 pulls. Not 3 pulls for each CRA.

Still cheap compared to the others, but far from the value that it used to be with daily pulls.
This service can be upgraded to a daily report puller that costs a total of $22/ month
This is what I'm currently using.. and supplementing with MyFICO when I was my real FICO scores

I am also using USAA daily pulls...Signed up 3 months ago.

Re: Any New Daily Credit Pull Monitors?

Anonymous — Sun, 12 May 2013 19:22:21 GMT

As I'm also looking for a daily puller, I have a question for those of you using USAA;

Is there any reason you aren't using EIDT (Eliminate ID Theft) ? USAA is $22/mo, EIDT is $13/mo. For another $5/mo you can add a second person to the account (ideal for my fiance and I), so for $17/mo, daily pulls on two people, still cheaper than USAA.

Since you're not getting real FICO's from anyone, I'm wondering why USAA has such a price premium.

Re: Any New Daily Credit Pull Monitors?

webhopper — Mon, 13 May 2013 00:31:07 GMT

@Anonymous wrote:
As I'm also looking for a daily puller, I have a question for those of you using USAA;

Is there any reason you aren't using EIDT (Eliminate ID Theft) ? USAA is $22/mo, EIDT is $13/mo. For another $5/mo you can add a second person to the account (ideal for my fiance and I), so for $17/mo, daily pulls on two people, still cheaper than USAA.

Since you're not getting real FICO's from anyone, I'm wondering why USAA has such a price premium.

I don't use EIDT because I'm not familiar with them and gravitate towards lenders / service providers who I am familiar with and trust.

Re: Any New Daily Credit Pull Monitors?

Siopao — Mon, 13 May 2013 21:55:23 GMT

Just signed up for the USAA monitoring. For some reason I thought I had to have a checking or savings with USAA to be able to use thier monitoring serivce. I like it a lot better than Eliminate ID. The formatting is better and the information is easier to read. Also, their printable version is better too.

Now I just need to cancel my account with Eliminate ID, both times I tried to call I just got an answering machine...