topic Re: Multiple Trade Lines Same Account in General Credit Topics

Multiple Trade Lines Same Account

Anonymous — Wed, 10 Jul 2013 04:43:26 GMT

After having my son in 2009 and loosing my job shortly after I accumulated some medical bills. It appears that the collection agency has entered every charge as a trade line although its all for the same original creditor/hospital and 8 out of 9 lines have the same acct # but for different amounts.

Has anyone ever had this happen? Can they enter the itemized charges from the same account for medical collections or should it be listed as 1 tradeline and a total amount?

Re: Multiple Trade Lines Same Account

llecs — Wed, 10 Jul 2013 19:12:42 GMT

Unfortunately it's common, or at least it has happened to me too in the past. Hospitals will often bill out for each individual procedure (e.g. anesthesiologist, OB/GYN, pediatrician, hospital stay expenses, pharmacy, ENT specialist for hearing tests, etc.). If the bill isn't paid, then you have separate CA TLs listed for each item. I think due to HIPAA, they cannot merge them, but I could be wrong. It would be worth it to ask the OC to see if they would merge them together.