topic Re: Items listed twice? in General Credit Topics

Items listed twice?

Anonymous — Thu, 21 Jun 2007 05:43:50 GMT

I was looking at my wife's report and she has several of the same accounts being reported twice. These are on her good standing accounts sections, and most were refinances. My question is should I dispute these or leave well enough alone?

Thanks dP

Re: Items listed twice?

Tuscani — Thu, 21 Jun 2007 12:24:07 GMT

What type of accounts? Are the balances and account numbers the same?

Re: Items listed twice?

Anonymous — Thu, 21 Jun 2007 14:57:13 GMT

Well, what it looks like is the company refinanced every month. The balances go down 15-30 dollars each month. I don't know what they did it looks kinda wierd.

First Bank and Trust/SD

01/02 $180

account refinanaced

01/02 $165

account refinanced

02/02 $144

account refinanced

2/02 $120

paid closed/never late

There are three more different accounts like this, same company, and it looks to me it was some kind of payment plan? It looks like they refinanced after each payment? Does that make any sense?

thanks dP

Re: Items listed twice?

Tuscani — Thu, 21 Jun 2007 18:37:59 GMT

What kind of debt is this?

Re: Items listed twice?

Anonymous — Fri, 22 Jun 2007 19:49:06 GMT

I believe it is a credit card.

Re: Items listed twice?

Anonymous — Sat, 23 Jun 2007 22:04:50 GMT

bump!

Re: Items listed twice?

Anonymous — Wed, 27 Jun 2007 23:08:49 GMT

BUMP!!

Re: Items listed twice?

Anonymous — Wed, 27 Jun 2007 23:11:57 GMT

deadpools wrote:
I was looking at my wife's report and she has several of the same accounts being reported twice. These are on her good standing accounts sections, and most were refinances. My question is should I dispute these or leave well enough alone?

Are they in any way reported as adverse?

Re: Items listed twice?

Anonymous — Thu, 28 Jun 2007 01:29:42 GMT

No, they are under postive accounts!

Re: Items listed twice?

Anonymous — Thu, 28 Jun 2007 01:53:30 GMT

I have 2 Cap1 cc different account numbers but what is crazy is in 03 it was charged off and then it shows another one in 05 with a lot of late pays and then closed. That was during my divorce and I dont remember having that cc im thinking that my ex-wife signed my name. I would like to dispute as not mine but im afraid that would cause a lot of grief for her. not sure what to do

Re: Items listed twice?

smallfry — Thu, 28 Jun 2007 02:14:23 GMT

Never dispute a positive TL. Never.

Re: Items listed twice?

Anonymous — Thu, 28 Jun 2007 07:31:27 GMT

What smallfry said. If it's good, let it lie. Don't jinx it.