topic Re: where to start in General Credit Topics

where to start

trc1962 — Sun, 27 Oct 2013 03:20:58 GMT

I have gone through an economically tough time for a few years. My husband passed away suddenly (young), we had 2 boys to raise and I had medical problems that cost us money. Our house did recently sell and I now have money to pay off all my accounts. How do I receive updated information from all 3 credit bureaus regularly? I want to get things paid off and begin rebuilding my credit asap.

Re: where to start

09Lexie — Sun, 27 Oct 2013 03:47:21 GMT

Welcome to the forum.
You are eligible to receive your credit report annually from annualcreditreport.com. There you'll have the opportunity to pull all 3 credit reports.

I am truly sorry for your loss and wish you and your sons well.

Re: where to start

KeepingScores — Sun, 27 Oct 2013 08:18:16 GMT

@trc1962 wrote:
I have gone through an economically tough time for a few years. My husband passed away suddenly (young), we had 2 boys to raise and I had medical problems that cost us money. Our house did recently sell and I now have money to pay off all my accounts. How do I receive updated information from all 3 credit bureaus regularly? I want to get things paid off and begin rebuilding my credit asap.

trc1962 Welcome to the forum. Here you will find help and hope to reach many of your financial goals. I am so sorry for the pain and loss that you and your family have suffered. There are brighter days ahead.

Be careful HOW you payoff all of your accounts. I learned from 09Lexie about a link that may help you as well: http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/PFD-Q-amp-A-Examples-and-PFD-Success-Stories/td-p/2031275.

You can receive updated information from all 3 credit reporting agencies (CRAs) in a variety of ways--depending on your needs. Please visit http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/m-p/662549/message-uid/662549#U662549 to see which CMS can best help you reach your goals.

Here's wishing you happiness and success!

Re: where to start

trc1962 — Mon, 28 Oct 2013 04:06:55 GMT

Thank you for the information-I am determined to get things going in the right direction!

Re: where to start

09Lexie — Mon, 28 Oct 2013 05:10:58 GMT

Good for you! Don't be a stranger; we are here to help.