topic Re: Best Cash Back Card in General Credit Topics

Best Cash Back Card

Nick777 — Fri, 29 Jun 2007 02:28:02 GMT

I'm trying to decide which cash back card to apply for. My FICO is 760, so I'm not worried about getting denied, but I'd like to start getting $ instead of points (I have 2 cards now: Evil Capital One and an Amex Blue points card). So, as far as I know, these are my best options: Citibank Driver's select Visa, Amex Blue Cash, Chase Freedom Card Visa, and the Discover More card. Having a visa might be nice for all the places that don't take Amex, and the Discover card can be used at Sam's club, where I shop sometimes. I pay all my balances in full each month and I'm just looking to maximize my $ back. Thanks!

Re: Best Cash Back Card

Tuscani — Fri, 29 Jun 2007 02:49:02 GMT

Last I checked Citi had the best cash back cards.

Message Edited by Tuscani on 06-28-2007 09:49 PM

Re: Best Cash Back Card

Anonymous — Fri, 29 Jun 2007 16:09:14 GMT

You have to watch out for two things with all these cards:

(1) They change the rules often. Discover just quietly notified me that I won't be getting 5% on gas and auto after October.

(2) They calculate the cash back amounts INCORRECTLY every month, and you'd better believe it's never in my favor. Each month I have to spend 10 minutes on the phone doing the math for a CSR.