topic MyFICO Inquiry Disputes in General Credit Topics

MyFICO Inquiry Disputes

Neblett — Fri, 29 Jun 2007 17:24:38 GMT

I purchased ScoreWatch from MyFICO, with scores from EX and TU, a few weeks ago. Did you know that there is an option that will print out a dispute letter for you from EQ and TU, based on your FICO report? Not a huge revelation, EXCEPT you can use it to dispute inquiries, not just tradelines! This is a major accomplishment, in my book. I'm hoping to get some of those removed from my reports, because my number of inquiries is really bringing all three of my scores down. Just wish I could do that with EX. Maybe I'll just copy the format of the FICO letter and send it to EX, just for BLEEPs and giggles.

Re: MyFICO Inquiry Disputes

Tuscani — Fri, 29 Jun 2007 18:00:24 GMT

You aren't disputing accurate Inqs were the puller had PP are you?

Re: MyFICO Inquiry Disputes

fused — Fri, 29 Jun 2007 18:03:37 GMT

Tuscani wrote:
You aren't disputing accurate Inqs were the puller had PP are you?

Ah disputes and ethics, love it!

Re: MyFICO Inquiry Disputes

smallfry — Fri, 29 Jun 2007 19:33:03 GMT

Just be aware of the fact that if you dispute inquiries that are associated with TL's you can lose the TL. Ethical or not you might get unintended consequences from disputing an inquiry. Matter of fact it is illegal for a CRA to remove an inquiry that has permissible purpose. Just be aware.