topic Re: Inquiries falling off myFico EQ after 1 year? in General Credit Topics

Inquiries falling off myFico EQ after 1 year?

racer-x — Thu, 12 Dec 2013 22:03:09 GMT

Just noticed that an inq. has been removed from myFICO EQ report. I thought inq's stayed on for 2 yrs? Can someone elaborate?

I have about 9 inq from last January....it would be nice if they would drop off next month.

Re: Inquiries falling off myFico EQ after 1 year?

Anonymous — Fri, 13 Dec 2013 00:46:19 GMT

They normally do but CRAs are known to remove early.

Re: Inquiries falling off myFico EQ after 1 year?

llecs — Fri, 13 Dec 2013 05:44:15 GMT

OP, because FICO won't score them beyond a year, they won't show in your FICO report beyond that point. They'll still show in your reports via the CRA or annualcreditreport.com.

Re: Inquiries falling off myFico EQ after 1 year?

Anonymous — Fri, 13 Dec 2013 15:36:09 GMT

@llecs wrote:
OP, because FICO won't score them beyond a year, they won't show in your FICO report beyond that point. They'll still show in your reports via the CRA or annualcreditreport.com.

Well, I didn't know that! Learn something new every day.

Thanks for the information.