topic Re: Credit Karma/Sesame in General Credit Topics

Credit Karma/Sesame

Anonymous — Mon, 27 Jan 2014 22:47:15 GMT

I recently signed up for both more as an avenue to keep an eye on updates to my CR rather than for a credit score. Do they both update the balances at one particular time a month or whenever the credit agencies update a credit report?

Re: Credit Karma/Sesame

cflowers0115 — Tue, 28 Jan 2014 00:28:36 GMT

Credit Karma updates every Monday.. I think Credit Sesame is monthly.

Re: Credit Karma/Sesame

Anonymous — Tue, 28 Jan 2014 00:56:08 GMT

@cflowers0115 wrote:
Credit Karma updates every Monday.. I think Credit Sesame is monthly.

Thank you!!!

Re: Credit Karma/Sesame

Gunnar419 — Tue, 28 Jan 2014 00:59:14 GMT

@cflowers0115 wrote:
Credit Karma updates every Monday.. I think Credit Sesame is monthly.

Yes, CS is monthly, and they'll notify you by email when they've updated.

CK is weekly (not necessarily Monday in my experience; mine updates on Friday). BUT if there's a major change and you get an alert about it from CK, they'll occasionally update off-schedule for something like that.

Re: Credit Karma/Sesame

alvon123 — Tue, 28 Jan 2014 10:05:32 GMT

Don't forget Credit.com (pulls monthly for experian ). It is free, doesn't cost anything.

Re: Credit Karma/Sesame

Anonymous — Tue, 28 Jan 2014 01:08:24 GMT

@Anonymous wrote:
I recently signed up for both more as an avenue to keep an eye on updates to my CR rather than for a credit score. Do they both update the balances at one particular time a month or whenever the credit agencies update a credit report?

Credit Sesame updates every month, but with regards to Alerts - it alerts you in the midle of the month too, if there is a change on your credit report. Creditkarma is updated weekly. It will update 7 days from the day you last pulled your score.

Re: Credit Karma/Sesame

-Wade- — Tue, 28 Jan 2014 05:57:58 GMT

@cflowers0115 wrote:
Credit Karma updates every Monday.. I think Credit Sesame is monthly.

Credit Karma updates 7 days after you update ino matter what day of the week it is

Re: Credit Karma/Sesame

-Wade- — Tue, 28 Jan 2014 05:59:22 GMT

@cflowers0115 wrote:
Credit Karma updates every Monday.. I think Credit Sesame is monthly.

Credit Seasame once a month that is correct

Re: Credit Karma/Sesame

Transmogrifying_Bee — Sat, 01 Feb 2014 05:54:31 GMT

As was previously mentioned, Credit KARMA updates every 7 days, regardless on what day that falls.

Credit SESAME updates once a month. I've been noticing that they make a "soft inquiry" on my Credit Report on or around the 2nd of every month, and then issue me their FAKO credit score at about the same time. I'm starting to closely follow this pattern to verify exactly when my score is posted.