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    <title>topic Re: Manilla App - Thanks to who suggested in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895936#M184018</link>
    <description>&lt;P&gt;That sounds fantastic! Thank you! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Tue, 11 Mar 2014 02:25:15 GMT</pubDate>
    <dc:creator>grinlikechelsea</dc:creator>
    <dc:date>2014-03-11T02:25:15Z</dc:date>
    <item>
      <title>Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895466#M184010</link>
      <description>&lt;P&gt;To the person that suggested the app called Manilla to manage bill due dates I want to say thanks!!!&amp;nbsp; I signed up today (PC version and Iphone App)&amp;nbsp;and am totally set up.&amp;nbsp; I manage 15 payments on a monthly basis and this tool will allow me to never miss a payment on any account and it gives me a dashboard snapshot of all my account balances including banks and credit cards.&amp;nbsp;&lt;BR /&gt;&lt;BR /&gt;For anyone needing that extra level of inspection, automation, and notifications... take&amp;nbsp;a peek at Manilla.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;For the MODS... I think this a valuable tool and hope you don't dele as I see a need from others on the Credit Cards forum for this solution.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Happy plastic! -Barry&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 00:45:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895466#M184010</guid>
      <dc:creator>BarryNTexas</dc:creator>
      <dc:date>2014-03-11T00:45:31Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895518#M184011</link>
      <description>&lt;P&gt;Thanks!&amp;nbsp; I will download the app tonight &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 00:58:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895518#M184011</guid>
      <dc:creator>sailor_mercury</dc:creator>
      <dc:date>2014-03-11T00:58:28Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895522#M184012</link>
      <description>OMG I love it!!! It has truly been a lifesaver for me!!</description>
      <pubDate>Tue, 11 Mar 2014 00:59:23 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895522#M184012</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2014-03-11T00:59:23Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895676#M184013</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/743979"&gt;@baller4life&lt;/a&gt; wrote:&lt;BR /&gt;OMG I love it!!! It has truly been a lifesaver for me!!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 It is an absolute lifesaver. No telling what kind of mess I would be in without it.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 01:43:05 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895676#M184013</guid>
      <dc:creator>Longroad</dc:creator>
      <dc:date>2014-03-11T01:43:05Z</dc:date>
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    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895748#M184014</link>
      <description>&lt;P&gt;What can you do with Manilla? I honestly have never heard of it.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 01:52:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895748#M184014</guid>
      <dc:creator>grinlikechelsea</dc:creator>
      <dc:date>2014-03-11T01:52:56Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895772#M184015</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/704655"&gt;@grinlikechelsea&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;What can you do with Manilla? I honestly have never heard of it.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 interested as well&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 01:55:25 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895772#M184015</guid>
      <dc:creator>longtime_lurker</dc:creator>
      <dc:date>2014-03-11T01:55:25Z</dc:date>
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    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895834#M184016</link>
      <description>It organizes your due dates for all your bills. It syncs everything into one place. It's freakin awesome!! Check it out.</description>
      <pubDate>Tue, 11 Mar 2014 02:05:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895834#M184016</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2014-03-11T02:05:56Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895866#M184017</link>
      <description>&lt;P&gt;Shows your account balances, due dates, available credit for cards. Also you can put your utility payments, car payments, mortgage in as well. (As long as they have internet access). And you can also have all of your reward points (ie airlines and hotel partners) listed in one place as well. A great organizational tool.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 02:10:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895866#M184017</guid>
      <dc:creator>Longroad</dc:creator>
      <dc:date>2014-03-11T02:10:11Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895936#M184018</link>
      <description>&lt;P&gt;That sounds fantastic! Thank you! &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 02:25:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895936#M184018</guid>
      <dc:creator>grinlikechelsea</dc:creator>
      <dc:date>2014-03-11T02:25:15Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895958#M184019</link>
      <description>&lt;P&gt;Installed everything and it looks quite promising!&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 02:31:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895958#M184019</guid>
      <dc:creator>grinlikechelsea</dc:creator>
      <dc:date>2014-03-11T02:31:35Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895968#M184020</link>
      <description>You'll love it!! Really convenient! I love having all my financials in one place!!</description>
      <pubDate>Tue, 11 Mar 2014 02:34:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2895968#M184020</guid>
      <dc:creator>baller4life</dc:creator>
      <dc:date>2014-03-11T02:34:44Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2896028#M184021</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/758069"&gt;@Longroad&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Shows your account balances, due dates, available credit for cards. Also you can put your utility payments, car payments, mortgage in as well. &lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;(As long as they have internet access)&lt;/STRONG&gt;&lt;/FONT&gt;. And you can also have all of your reward points (ie airlines and hotel partners) listed in one place as well. A great organizational tool.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;For those accounts that don't have internet access, you can setup a manual account, enter your monthly pmt if any and due date. &amp;nbsp;It will still remind you every month just like the accounts that have online access.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also all of your paperless statements are stored in there as well in pdf format. &amp;nbsp;So at a glance you can select one of your creditors and see al of the bills at once. &amp;nbsp;It's a really neat system that I can't believe is a free service.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;One other thing, when you link your accounts, it names it for example, Barclays (X1023), well if you go into the settings for that account, you can rename it what you want. &amp;nbsp;This is helpful when you have more than one account with a creditor and you want to distinguish at a glance which account is which.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have it on my iPhone on the main page so I can always see if I have an alert that a bill is coming due. &amp;nbsp;Like I said, it's such a neat app. &amp;nbsp;Oh and it handles GE and Commenity accounts just fine as well. &amp;nbsp;Many apps, even the paid ones, don't support these accounts.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 02:51:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2896028#M184021</guid>
      <dc:creator>Rhaeny</dc:creator>
      <dc:date>2014-03-11T02:51:30Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2896310#M184022</link>
      <description>&lt;P&gt;I would also like to say thanks to those who suggested this app.&amp;nbsp; I never heard of it before today, but it looks promising.&amp;nbsp; I currently use an app on my iPhone to manage my bills and due dates, but this one seems to be much more integrated with&amp;nbsp;your actual accounts.&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 04:14:49 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2896310#M184022</guid>
      <dc:creator>Man-Of-Steel</dc:creator>
      <dc:date>2014-03-11T04:14:49Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2896316#M184023</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/784242"&gt;@Man-Of-Steel&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I would also like to say thanks to those who suggested this app.&amp;nbsp; I never heard of it before today, but it looks promising.&amp;nbsp; I currently use an app on my iPhone to manage my bills and due dates, but this one seems to be much more integrated with&amp;nbsp;your actual accounts.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I agree! I love it so far.&lt;BR /&gt;&amp;nbsp;Its nice to have all of my accounts in one app and have nice reminders (and statements!) available to me!&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 04:16:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2896316#M184023</guid>
      <dc:creator>grinlikechelsea</dc:creator>
      <dc:date>2014-03-11T04:16:52Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2896942#M184035</link>
      <description>&lt;P&gt;Don't get me wrong, I will still be using my spreadsheet to manage my payments. balances, util, etc., but this cloud based app is really convenient for a quick glance from my phone what is going on.&amp;nbsp; I'veread that Manilla's revenue stream comes from advertising as well as subsidies from creditors where Manilla converts consumers to paperless statements and notices.&amp;nbsp; When I set up my accounts I was asked by Citi to set-up paperless so Manilla made a buck on that one I suppose.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;One key reason I decided to use this service is I don't want a surprise charge on one of my accounts that is supposed to be PIF or Zero.&amp;nbsp;&amp;nbsp;Manilla will help me monitor it each day with one login!&lt;/P&gt;</description>
      <pubDate>Tue, 11 Mar 2014 12:24:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2896942#M184035</guid>
      <dc:creator>BarryNTexas</dc:creator>
      <dc:date>2014-03-11T12:24:21Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2916092#M184326</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/484760"&gt;@Rhaeny&lt;/a&gt; wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/758069"&gt;@Longroad&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Shows your account balances, due dates, available credit for cards. Also you can put your utility payments, car payments, mortgage in as well. &lt;FONT color="#FF0000"&gt;&lt;STRONG&gt;(As long as they have internet access)&lt;/STRONG&gt;&lt;/FONT&gt;. And you can also have all of your reward points (ie airlines and hotel partners) listed in one place as well. A great organizational tool.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;For those accounts that don't have internet access, you can setup a manual account, enter your monthly pmt if any and due date. &amp;nbsp;It will still remind you every month just like the accounts that have online access.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Also all of your paperless statements are stored in there as well in pdf format. &amp;nbsp;So at a glance you can select one of your creditors and see al of the bills at once. &amp;nbsp;It's a really neat system that I can't believe is a free service.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;One other thing, when you link your accounts, it names it for example, Barclays (X1023), well if you go into the settings for that account, you can rename it what you want. &amp;nbsp;This is helpful when you have more than one account with a creditor and you want to distinguish at a glance which account is which.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I have it on my iPhone on the main page so I can always see if I have an alert that a bill is coming due. &amp;nbsp;Like I said, it's such a neat app. &amp;nbsp;Oh &lt;FONT color="#FF0000"&gt;and it handles GE&lt;/FONT&gt; and Commenity accounts just fine as well. &amp;nbsp;Many apps, even the paid ones, don't support these accounts.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thank you so much for posting this! I have been using Check.me (after canceling Mint because it wouldn't handle my comenity cards) and Check doesn't work for GE so I have been looking for an alternative. I will be downloading it now &lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sun, 16 Mar 2014 19:45:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/2916092#M184326</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-03-16T19:45:54Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/3085980#M187355</link>
      <description>&lt;P&gt;Just got an&amp;nbsp; email saying Manilla was closing &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Fri, 09 May 2014 21:39:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/3085980#M187355</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-05-09T21:39:52Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/3088110#M187402</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Just got an&amp;nbsp; email saying Manilla was closing &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;+1 I feel bad for OP, they just got Manilla set up and working and now they are discontinuing the service. &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 10 May 2014 20:24:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/3088110#M187402</guid>
      <dc:creator>14Fiesta</dc:creator>
      <dc:date>2014-05-10T20:24:44Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/3089574#M187427</link>
      <description>&lt;P&gt;Yeah, got the same email. It's going away on the 1st of June.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm surprised the business model failed given how so many people know of and use the service.&lt;/P&gt;</description>
      <pubDate>Sun, 11 May 2014 18:07:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/3089574#M187427</guid>
      <dc:creator>Stralem</dc:creator>
      <dc:date>2014-05-11T18:07:34Z</dc:date>
    </item>
    <item>
      <title>Re: Manilla App - Thanks to who suggested</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/3089610#M187429</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/510714"&gt;@Stralem&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Yeah, got the same email. It's going away on the 1st of June.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I'm surprised the business model failed given how so many people know of and use the service.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I personally think it was flawed from the get go: I don't know of many financial institutions which have the bulk of American consumer's accounts that don't have electronic statements, and most of those have had them for maybe a decade.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;If your financial play is gaining revenue off something the big boys give away for free already, how is it going to work? &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Maybe I'm missing something, and it's unfortunate as it looked like a good service, but I just didn't see it as monetizable in that fashion; what I am surprised by is why they didn't try for secondary income streams (or maybe they did and it didn't pan out) but it doesn't sound like they even bothered trying the last ditch effort: donations or subscription model from the consumers. &amp;nbsp;For an app like this that puts time back in my life, I would've paid a few dollars a year for it on a subscription model, don't know where the break point is but it might've been enough for them to at least break even or reduce their burn rate while they attempted to fix things. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Presumably they thought of and discarded the idea, and if you're convinced it's a losing venture, better to close now than continue to throw money away but with the two month tear down, they likely could've tried it with a refund policy if it didn't fly. &amp;nbsp;Who knows /shrug, but is unfortunate as it is a good idea.&lt;/P&gt;</description>
      <pubDate>Sun, 11 May 2014 18:35:47 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Manilla-App-Thanks-to-who-suggested/m-p/3089610#M187429</guid>
      <dc:creator>Revelate</dc:creator>
      <dc:date>2014-05-11T18:35:47Z</dc:date>
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