topic Re: Soft pulls?? in General Credit Topics

Soft pulls??

tictoc — Sun, 23 Mar 2014 23:57:05 GMT

Hi,

How can I see who is sp'ing my credit report? Thanks in advance

Re: Soft pulls??

-Wade- — Sun, 23 Mar 2014 23:58:13 GMT

@tictoc wrote:
Hi,

How can I see who is sp'ing my credit report? Thanks in advance
You have to order your reports from the CB's

Re: Soft pulls??

-Wade- — Mon, 24 Mar 2014 00:00:01 GMT

annual credit report . com is free once a yr

Re: Soft pulls??

mlibby — Mon, 24 Mar 2014 00:23:12 GMT

Or if you are denied Credit you can apply for a Free Copy of your Credit Report with these links

Experian

http://www.experian.com/reportaccess/

Transunion

https://disclosure.transunion.com/dc/disclosure/disclosure.jsp

Equifax

https://aa.econsumer.equifax.com/aad/landing.ehtml

There is a info on the bottom of your inquires.

Requests Viewed Only By You

These Have softpulls listed on them and promotional purpose items listed usually hopefully this helps

Re: Soft pulls??

tictoc — Mon, 24 Mar 2014 00:39:32 GMT

Ok so no way to see it through free credit report or usaa??

Re: Soft pulls??

-Wade- — Mon, 24 Mar 2014 00:45:34 GMT

@tictoc wrote:
Ok so no way to see it through free credit report or usaa??

Nope sorry!!! Don't have a USAA account so i can't answer that one but i bet it's a no

Re: Soft pulls??

mlibby — Mon, 24 Mar 2014 00:47:09 GMT

That i dont know. if you have pulled your credit in the past 60 days you usually can get a Free Report also using them links. (unfavorable Apr) being an option

Re: Soft pulls??

tictoc — Mon, 24 Mar 2014 00:50:10 GMT

ok thank you guys for the info

Re: Soft pulls??

Rhaeny — Mon, 24 Mar 2014 00:53:00 GMT

You can see it if you use Equifax, however the site is so clunky and slow. I have had a subscription for quite a while and I pay 8.98 a month for it. It is daily pulls so at least you can see that one. TU and EX you have to order online a hard copy and pay for each.

Re: Soft pulls??

Anonymous — Mon, 24 Mar 2014 00:59:01 GMT

@tictoc wrote:
Ok so no way to see it through free credit report or usaa??

Nope I have usaa's daily pulls and softpulls do not show up on it. My once a year report is the only place I have ever seen them show up.

Re: Soft pulls??

-Wade- — Mon, 24 Mar 2014 01:03:36 GMT

@Rhaeny wrote:
You can see it if you use Equifax, however the site is so clunky and slow. I have had a subscription for quite a while and I pay 8.98 a month for it. It is daily pulls so at least you can see that one. TU and EX you have to order online a hard copy and pay for each.

Yeah i have that one also and it's the only one that shows the SP's

Re: Soft pulls??

JSS3 — Mon, 24 Mar 2014 01:21:10 GMT

@Wade64 wrote:
@Rhaeny wrote:
You can see it if you use Equifax, however the site is so clunky and slow. I have had a subscription for quite a while and I pay 8.98 a month for it. It is daily pulls so at least you can see that one. TU and EX you have to order online a hard copy and pay for each.
Yeah i have that one also and it's the only one that shows the SP's

I'm on the EQ site but there's none available for $9. Where is the link to this subscription?

Re: Soft pulls??

-Wade- — Mon, 24 Mar 2014 01:25:40 GMT

@JSS3 wrote:
@Wade64 wrote:
@Rhaeny wrote:
You can see it if you use Equifax, however the site is so clunky and slow. I have had a subscription for quite a while and I pay 8.98 a month for it. It is daily pulls so at least you can see that one. TU and EX you have to order online a hard copy and pay for each.
Yeah i have that one also and it's the only one that shows the SP's
I'm on the EQ site but there's none available for $9. Where is the link to this subscription?

You have to be a member for a while! After being a member you can call them to cancel it and they will reduce your monthy rate.

Re: Soft pulls??

JSS3 — Mon, 24 Mar 2014 01:27:51 GMT

@Wade64 wrote:
@JSS3 wrote:
@Wade64 wrote:
@Rhaeny wrote:
You can see it if you use Equifax, however the site is so clunky and slow. I have had a subscription for quite a while and I pay 8.98 a month for it. It is daily pulls so at least you can see that one. TU and EX you have to order online a hard copy and pay for each.
Yeah i have that one also and it's the only one that shows the SP's
I'm on the EQ site but there's none available for $9. Where is the link to this subscription?
You have to be a member for a while! After being a member you can call them to cancel it and they will reduce your monthy rate.

Lol. Knew it sounded too good to be true. Will the Scorewatch subscription do? Showing the soft pulls?

Re: Soft pulls??

-Wade- — Mon, 24 Mar 2014 01:32:22 GMT

@JSS3 wrote:
@Wade64 wrote:
@JSS3 wrote:
@Wade64 wrote:
@Rhaeny wrote:
You can see it if you use Equifax, however the site is so clunky and slow. I have had a subscription for quite a while and I pay 8.98 a month for it. It is daily pulls so at least you can see that one. TU and EX you have to order online a hard copy and pay for each.
Yeah i have that one also and it's the only one that shows the SP's
I'm on the EQ site but there's none available for $9. Where is the link to this subscription?
You have to be a member for a while! After being a member you can call them to cancel it and they will reduce your monthy rate.
Lol. Knew it sounded too good to be true. Will the Scorewatch subscription do? Showing the soft pulls?

I don't have that one so i can't answer your question

Re: Soft pulls??

azguy13 — Mon, 24 Mar 2014 01:39:53 GMT

If you are a member to freecreditreport you can log on, look at your report, initiate online dispute, and you can see "requests for your credit history"

You do not need to file a dispute, just log on like you are about to. It shows ALL HP and SP

Granted, this is only EX

Re: Soft pulls??

JSS3 — Mon, 24 Mar 2014 01:54:23 GMT

I can now confirm the EQ Complete Advantage Plan does show soft pulls.