topic Re: COLLECTION GW SUCCESS!!! in General Credit Topics

COLLECTION GW SUCCESS!!!

Anonymous — Sat, 30 Jun 2007 18:58:58 GMT

WOW!!! I recently sent a goodwill letter to MAF Collections regarding a medical collection that was placed in my credit file 2 years ago. It was for $92 that I didn't know I owed from a car accident in which I was hit from behind. My car insurance company had me send them all of my bills but I didn't know there was a balance that was never paid that my medical insurance was supposed to pick up but didn't for some reason. As soon as I found out I, paid it myself but it had already been sent to collections. I had a consumer statement placed in my credit file but was never able to get it deleted. I humbly appealed to MAF again 2 weeks ago and received a letter today that they have notified the BIG 3 to delete it from my file!!!

Message Edited by sunkysd on 06-30-2007 11:58 AM

Re: COLLECTION GW SUCCESS!!!

fused — Sat, 30 Jun 2007 21:29:08 GMT

Nice!

Re: COLLECTION GW SUCCESS!!!

Anonymous — Sat, 30 Jun 2007 21:30:58 GMT

that's excellent! congrats!

Re: COLLECTION GW SUCCESS!!!

Anonymous — Sat, 30 Jun 2007 22:25:09 GMT

Congratulations!!!

Re: COLLECTION GW SUCCESS!!!

MidnightVoice — Sat, 30 Jun 2007 22:29:37 GMT

Wonderful!!

Re: COLLECTION GW SUCCESS!!!

Anonymous — Sat, 30 Jun 2007 22:47:10 GMT

Awesome!

Re: COLLECTION GW SUCCESS!!!

Tuscani — Sun, 01 Jul 2007 00:20:04 GMT

Congrats!

Re: COLLECTION GW SUCCESS!!!

Anonymous — Sun, 01 Jul 2007 01:24:33 GMT

If ya don't mind me asking,how did ya word your letter. I have a med collection on my account that is paid, but I'd like it off, also. The example GW letters really pertain to TL, meaning they talk about being a long time customer, etc. Being that I'm not a "customer" of the emergency room ( well, maybe here lately since I've had 6 kidney stones in the last year.......too many Starbucks coffee...haha) how would I ask them to please delete??? And do i send it to OC or CA???? Thanx!!

sunkysd wrote:
WOW!!! I recently sent a goodwill letter to MAF Collections regarding a medical collection that was placed in my credit file 2 years ago. It was for $92 that I didn't know I owed from a car accident in which I was hit from behind. My car insurance company had me send them all of my bills but I didn't know there was a balance that was never paid that my medical insurance was supposed to pick up but didn't for some reason. As soon as I found out I, paid it myself but it had already been sent to collections. I had a consumer statement placed in my credit file but was never able to get it deleted. I humbly appealed to MAF again 2 weeks ago and received a letter today that they have notified the BIG 3 to delete it from my file!!!

Message Edited by sunkysd on 06-30-2007 11:58 AM

Re: COLLECTION GW SUCCESS!!!

Anonymous — Sun, 01 Jul 2007 02:56:15 GMT

Thanks for all the CONGRATS!!!

Flygirl the letter is actually on my pc at work. I will post it on Monday.

flygirl wrote:
If ya don't mind me asking,how did ya word your letter. I have a med collection on my account that is paid, but I'd like it off, also. The example GW letters really pertain to TL, meaning they talk about being a long time customer, etc. Being that I'm not a "customer" of the emergency room ( well, maybe here lately since I've had 6 kidney stones in the last year.......too many Starbucks coffee...haha) how would I ask them to please delete??? And do i send it to OC or CA???? Thanx!!
sunkysd wrote:
WOW!!! I recently sent a goodwill letter to MAF Collections regarding a medical collection that was placed in my credit file 2 years ago. It was for $92 that I didn't know I owed from a car accident in which I was hit from behind. My car insurance company had me send them all of my bills but I didn't know there was a balance that was never paid that my medical insurance was supposed to pick up but didn't for some reason. As soon as I found out I, paid it myself but it had already been sent to collections. I had a consumer statement placed in my credit file but was never able to get it deleted. I humbly appealed to MAF again 2 weeks ago and received a letter today that they have notified the BIG 3 to delete it from my file!!!

Message Edited by sunkysd on 06-30-2007 11:58 AM

Re: COLLECTION GW SUCCESS!!!

Anonymous — Sun, 01 Jul 2007 06:24:52 GMT

If I might impose, anyone with GW success letters who'd like to post 'em, please post 'em here.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&thread.id=2661

Creates a "notebook" of them for folks to peruse.

If you're looking for more, search CIC and CB. There are some GW letters there.

While it's much more of a "shotgun effect", and you'll have to do some sifting, google is your friend.

http://www.google.com/search?hl=en&q=credit+%22goodwill+letters%22&btnG=Google+Search

If you'd like to read my random thoughts and psychology of GW, read here.

http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=5933