topic Re: Discover 850 Fico in General Credit Topics

Discover 850 Fico

icloud2525 — Mon, 07 Apr 2014 20:59:04 GMT

Not mine, I'm not David, but it's possible.

http://www.businesswire.com/news/home/20140405005008/en/Perfect-Genuine-FICO%C2%A0850-Score#.U0MQVfldXD4

Re: Discover 850 Fico

Anonymous — Tue, 08 Apr 2014 00:12:03 GMT

i dont see the point in 850 other than for bragging rights. there isnt some special super low interest for those with 850.. too much work to get there for no benefit

Re: Discover 850 Fico

Gunnar419 — Tue, 08 Apr 2014 00:35:55 GMT

@Anonymous wrote:
i dont see the point in 850 other than for bragging rights. there isnt some special super low interest for those with 850.. too much work to get there for no benefit

But it's such a NICE ROOOOOOUUUND number, you've got to admit.

I'm hoping for the nice round number 800 in a couple of weeks. I wouldn't mind having 850, except I think I'd live in fear of losing a single point, which would be pretty silly. There's at least one MyFicoan (blondy) who has an 850.

Re: Discover 850 Fico

Anonymous — Tue, 08 Apr 2014 01:21:49 GMT

its a nice number yes but 800 is nice too, and yes thats the fear when you peak. Its knowning that everything little you do will drop your score from "perfect"

Re: Discover 850 Fico

blondy250 — Tue, 08 Apr 2014 07:46:06 GMT

Ive had a Dicover 850 now three statments in a row the latest april 6.

Re: Discover 850 Fico

VirtualCuriosity — Tue, 08 Apr 2014 08:08:45 GMT

@blondy250 wrote:
Ive had a Dicover 850 now three statments in a row the latest april 6.

Don't sneeze!!!!

Re: Discover 850 Fico

takeshi74 — Tue, 08 Apr 2014 12:02:17 GMT

@Anonymous wrote:
i dont see the point in 850 other than for bragging rights. there isnt some special super low interest for those with 850.. too much work to get there for no benefit

There's always benefit to having headroom. If you don't see the point then why click on a thread on 850 and post in it?

Re: Discover 850 Fico

alvon123 — Tue, 08 Apr 2014 13:04:26 GMT

Wow!!! I wish that score was mine!!!!

Re: Discover 850 Fico

BearsAndTurtlesRtheBest — Tue, 08 Apr 2014 17:33:04 GMT

Shows that your doing things the right way. Way to go!

Re: Discover 850 Fico

Imhotrodcrazy — Tue, 08 Apr 2014 17:49:46 GMT

@Anonymous wrote:
i dont see the point in 850 other than for bragging rights. there isnt some special super low interest for those with 850.. too much work to get there for no benefit

If you don't see the point in getting there, you never will. I have always tried to do the very best I can in anything that I have ever done, especially when I was in business. The "perfect score" is a challenge for me and I will get there some day. It has taken me 15 yrs to get to my EX fico of 842 and I plan on hitting that 850 some day. It has become a fun game now.

Re: Discover 850 Fico

android01 — Wed, 21 May 2014 05:03:57 GMT

I've had 850 on all three CRA's that use the FICO 8 version for over a year, and though I understand that anything above 760 is "bragging rights" as far as getting the best rates are concerned, I'm bragging!

Re: Discover 850 Fico

14Fiesta — Wed, 21 May 2014 09:13:52 GMT

@android01 wrote:
I've had 850 on all three CRA's that use the FICO 8 version for over a year, and though I understand that anything above 760 is "bragging rights" as far as getting the best rates are concerned, I'm bragging!

As you have every right to! Congrats on your credit success so far!

Re: Discover 850 Fico

Imhotrodcrazy — Wed, 21 May 2014 17:19:34 GMT

@android01 wrote:
I've had 850 on all three CRA's that use the FICO 8 version for over a year, and though I understand that anything above 760 is "bragging rights" as far as getting the best rates are concerned, I'm bragging!

Congrats on your outstanding scores. My TU just reached 804. One down, two more to go for the 800 club. You have every reason to brag.

Re: Discover 850 Fico

Imhotrodcrazy — Wed, 21 May 2014 17:25:02 GMT

Re: Discover 850 Fico

pip3man — Thu, 22 May 2014 01:37:06 GMT

@Imhotrodcrazy wrote:
@android01 wrote:
I've had 850 on all three CRA's that use the FICO 8 version for over a year, and though I understand that anything above 760 is "bragging rights" as far as getting the best rates are concerned, I'm bragging!
Congrats on your outstanding scores. My TU just reached 804. One down, two more to go for the 800 club. You have every reason to brag.

I think he's only tryna say there's no difference in interest rate a person with... say a 770 score would get versus another with an 850. Both individuals are gonna qualify for the same rate pretty much

Re: Discover 850 Fico

chasing8s — Thu, 22 May 2014 01:52:00 GMT

You're my hero!

@android01 wrote:
I've had 850 on all three CRA's that use the FICO 8 version for over a year, and though I understand that anything above 760 is "bragging rights" as far as getting the best rates are concerned, I'm bragging!

Re: Discover 850 Fico

Tony275 — Sun, 25 May 2014 22:45:14 GMT

I bow to you!!!

Re: Discover 850 Fico

vanillabean — Mon, 26 May 2014 18:12:28 GMT

To make it more fun, we could play a game such as My FICO 08 is 850 with four balances reporting (DW pulled this one off) or two inquiries or five thousand dollars on my credit cards or eighty percent remaining on my mortgage or installment loans! It would be interesting to see just where the boundaries are.