topic Re: How to Remove Fraud Alert- Capital One Quicksilver Approval Problems in General Credit Topics

How to Remove Fraud Alert- Capital One Quicksilver Approval Problems

Anonymous — Tue, 08 Apr 2014 22:25:47 GMT

Hello all,

I applied for a Capital One Quicksilver Card, and was denied because there is an old Fraud Alert on my Equifax Credit File.

They informed me that if I could remove it before 30 days, they could revisit my application without having another 3 hard pulls.

Does anyone know the quickest way to get these off? I went to Equifax's website and it looks like they ask you to submit your request in writing along with proof of ID.

I cant imagine I'm the only one who has needed this to be removed quickly.

Transunion on the other hand, allowed me to call them directly and were able to authenticate me over teh phone and removed then and there.

Can anyone help?I dont want to have applied for Capital One and suffered the 12 point credit ding from the inquiries for nothing!

I appreciate you guys

Re: How to Remove Fraud Alert- Capital One Quicksilver Approval Problems

-Wade- — Tue, 08 Apr 2014 22:31:37 GMT

@Anonymous wrote:
Hello all,

I applied for a Capital One Quicksilver Card, and was denied because there is an old Fraud Alert on my Equifax Credit File.

They informed me that if I could remove it before 30 days, they could revisit my application without having another 3 hard pulls.

Does anyone know the quickest way to get these off? I went to Equifax's website and it looks like they ask you to submit your request in writing along with proof of ID.
I cant imagine I'm the only one who has needed this to be removed quickly.

Transunion on the other hand, allowed me to call them directly and were able to authenticate me over teh phone and removed then and there.

Can anyone help?I dont want to have applied for Capital One and suffered the 12 point credit ding from the inquiries for nothing!

I appreciate you guys

You need to have a credit report # and call this # for EQ 1-800-525-6285

Re: How to Remove Fraud Alert- Capital One Quicksilver Approval Problems

Anonymous — Tue, 08 Apr 2014 22:46:52 GMT

Thank you- I tried that number and dont know how to get through to a representative

The only options are to add a Fraud Alert , not to remove them- any ideas? I really appreciate your help!

Re: How to Remove Fraud Alert- Capital One Quicksilver Approval Problems

-Wade- — Tue, 08 Apr 2014 22:53:31 GMT

@Anonymous wrote:

Thank you- I tried that number and dont know how to get through to a representative
The only options are to add a Fraud Alert , not to remove them- any ideas? I really appreciate your help!

ok try these ..........1-800-203-7843 ........1-800-685-1111 ....1-866-349-5186 ....... 1-888-298-0045 ......It;s been so long i forgot which # it is

Re: How to Remove Fraud Alert- Capital One Quicksilver Approval Problems

-Wade- — Tue, 08 Apr 2014 22:56:05 GMT

@-Wade- wrote:
@Anonymous wrote:

Thank you- I tried that number and dont know how to get through to a representative
The only options are to add a Fraud Alert , not to remove them- any ideas? I really appreciate your help!
ok try these ..........1-800-203-7843 ........1-800-685-1111 ....1-866-349-5186 ....... 1-888-298-0045 ......It;s been so long i forgot which # it is

1-888-766-0008

Re: How to Remove Fraud Alert- Capital One Quicksilver Approval Problems

Anonymous — Tue, 08 Apr 2014 22:59:37 GMT

Thank you! Had great success with 1-877-784-2528 - sent me directly to a customer service representative who was very nice, I didnt even need to provide my Credit Report File # (but did have to answer a ton of security questions). The rep gave me a confirmation # and let me know the maximum time it would take is 48 hours, but would likely be removed by tomorrow. YAY!

Once again this forum has proved to be tremendously helpful!

Re: How to Remove Fraud Alert- Capital One Quicksilver Approval Problems

-Wade- — Tue, 08 Apr 2014 23:02:00 GMT

@-Wade- wrote:
@-Wade- wrote:
@Anonymous wrote:

Thank you- I tried that number and dont know how to get through to a representative
The only options are to add a Fraud Alert , not to remove them- any ideas? I really appreciate your help!
ok try these ..........1-800-203-7843 ........1-800-685-1111 ....1-866-349-5186 ....... 1-888-298-0045 ......It;s been so long i forgot which # it is
This # works also, I just called

Re: How to Remove Fraud Alert- Capital One Quicksilver Approval Problems

-Wade- — Tue, 08 Apr 2014 23:03:33 GMT

@Anonymous wrote:
Thank you! Had great success with 1-877-784-2528 - sent me directly to a customer service representative who was very nice, I didnt even need to provide my Credit Report File # (but did have to answer a ton of security questions). The rep gave me a confirmation # and let me know the maximum time it would take is 48 hours, but would likely be removed by tomorrow. YAY!

Once again this forum has proved to be tremendously helpful!

Congrats i put that # in my phone also .LOL