topic Re: Credit Karma moving to once a week updates instead of daily in General Credit Topics

Credit Karma moving to once a week updates instead of daily

Countingpennies — Fri, 08 Mar 2013 20:08:00 GMT

My iPad app has already moved to a weekly update. A response by CK to a question on Facebook, confirmed the website version will soon be once a week as well.

Re: Credit Karma moving to once a week updates instead of daily

09Lexie — Fri, 08 Mar 2013 20:10:39 GMT

Really? I find myself using it to check changes only - never CSs - weekly will have to do.

Re: Credit Karma moving to once a week updates instead of daily

crunching_numbers — Fri, 08 Mar 2013 20:13:35 GMT

I check my CR details daily that way. That is a real bummer for me.

I could care less about the FAKO's, but I may need to get a better service now.

Re: Credit Karma moving to once a week updates instead of daily

Countingpennies — Fri, 08 Mar 2013 20:19:28 GMT

If I'm understanding them correctly, the alerts should continue daily, but it won't reflect on the dashboard.

Re: Credit Karma moving to once a week updates instead of daily

Anonymous — Fri, 08 Mar 2013 20:22:27 GMT

It saw it as a free, helpful aid for helping me to minimize the impact of identity theft...I checked it every afternoon, figuring that if someone started app'ing for stuff, I'd see that within 24 hours. I had a friend who had some stranger use his credit info. over the course of a week! They bought $900 football tickets, tried to buy cars at 2 different dealerships, etc. Had he checked CK each day, maybe at least some of that mess he was left with to clean up could have been prevented.

Re: Credit Karma moving to once a week updates instead of daily

Gunnar419 — Fri, 08 Mar 2013 21:06:54 GMT

Damn. I love checking every day for the security trishadish mentions and just for the sheer OCDness of it.

It never goes well when a company decreases its level of service -- though for the big bucks we're paying I guess they're entitled to. Since they rely on people applying for credit through their site, though, I wonder what they hope to gain by making their most active members cut down their visits to 1/7th of the old rate?

Re: Credit Karma moving to once a week updates instead of daily

boomhower — Fri, 08 Mar 2013 21:20:13 GMT

@Anonymous wrote:
It saw it as a free, helpful aid for helping me to minimize the impact of identity theft...I checked it every afternoon, figuring that if someone started app'ing for stuff, I'd see that within 24 hours. I had a friend who had some stranger use his credit info. over the course of a week! They bought $900 football tickets, tried to buy cars at 2 different dealerships, etc. Had he checked CK each day, maybe at least some of that mess he was left with to clean up could have been prevented.

That;s not a very good solution. It only pulls TU. They could app and get accounts, loans, etc, on the other two and you wouldn't know until it's way to late.

Re: Credit Karma moving to once a week updates instead of daily

a3quit4s — Fri, 08 Mar 2013 21:22:08 GMT

I heart Credit Karma either weekly or daily is fine for me

Re: Credit Karma moving to once a week updates instead of daily

Gunnar419 — Fri, 08 Mar 2013 21:25:49 GMT

@boomhower wrote:

That;s not a very good solution. It only pulls TU. They could app and get accounts, loans, etc, on the other two and you wouldn't know until it's way to late.

So that's why you also monitor Eq here at MyFico and Ex via CS or some other service. True CK checks only TU. But it's the best FREE service for doing that. I don't think anybody means to imply that you'd want to check ONLY CK.

Re: Credit Karma moving to once a week updates instead of daily

isoldmyatlas — Fri, 08 Mar 2013 22:04:27 GMT

I want to be more upset about this, but...lately CK is driving me nuts. I had to contact them about a tech issue a week ago and quickly learned that their customer service is awful. And for the past 2 months, their score estimate for me has been REALLY off. They're putting me at a 688 when my TU is always between 730 and 745. I damn near had a heart attack when it plunged to 688 one day! I have never pulled a FICO TU report so fast!

Re: Credit Karma moving to once a week updates instead of daily

Anonymous — Fri, 08 Mar 2013 22:12:01 GMT

If money is tight, and one cannot afford to purchase monitoring, checking 1 bureau once per day has to be better than doing nothing at all......

Credit Sesame, although one can obtain EX scores only 1x/month, also has a free alert service. This would help to monitor what's going on at Experian....so 2 agencies would be covered.

Who am I kidding? Yes, I do pay for Amex's unlimited (once per day) 3 bureau-pullability--I have 2 jobs and at this point in life, I can afford it, and it gives me maximum peace of mind. But, like I said, if money ever got tight, I'd hope for the best that I could get by checking my scores as often as possible, and registering for the free monitoring services.

Re: Credit Karma moving to once a week updates instead of daily

swpopham — Fri, 08 Mar 2013 22:16:46 GMT

im protesting on their facebook page

Re: Credit Karma moving to once a week updates instead of daily

LS2982 — Fri, 08 Mar 2013 22:48:48 GMT

@swpopham wrote:
im protesting on their facebook page

It's not that deep really......

Re: Credit Karma moving to once a week updates instead of daily

Anonymous — Fri, 08 Mar 2013 22:51:06 GMT

I like it to check for reported balances and credit limits. Once a week is fine for me.

Re: Credit Karma moving to once a week updates instead of daily

Anonymous — Sat, 09 Mar 2013 00:31:43 GMT

i tried the new site and there seems to be a few bugs here and there.

all my card balances are reverted to what it was a month prior, and an account that I had 3 CRAs delete from my CR is now marked as closed on CK instead, when that account was never mine and therefore should never have been on my CR.

So how do we update our scores btw with this new system?

Re: Credit Karma moving to once a week updates instead of daily

MountainHiker — Sat, 09 Mar 2013 00:57:54 GMT

Is the credit score with CK 100% correct?

Re: Credit Karma moving to once a week updates instead of daily

LS2982 — Sat, 09 Mar 2013 00:59:35 GMT

@MountainHiker wrote:
Is the credit score with CK 100% correct?

It's a FAKO. It's worthless.

Re: Credit Karma moving to once a week updates instead of daily

swpopham — Sat, 09 Mar 2013 01:12:11 GMT

it helped with bumpage!!! thats all that mattered to me

Re: Credit Karma moving to once a week updates instead of daily

MountainHiker — Sat, 09 Mar 2013 01:22:25 GMT

@LS2982 wrote:
@MountainHiker wrote:
Is the credit score with CK 100% correct?
It's a FAKO. It's worthless.

Glad to know that.Looked at my score there one day and it was quite a bit lower than here on myfico. It went even lower after my collection fell off which I thought was strange at the time.

Re: Credit Karma moving to once a week updates instead of daily

ElMayimbe — Sat, 09 Mar 2013 01:28:43 GMT

Who cares if they were FAKOs, that wasn't the appeal for me. It was daily monitoring and even though it was only TU, it was still FREE and DAILY. I know it was very quick and accurate as HP showed up and alerted me within 24-48 hrs, balances, CLI, Util, etc. This news sucks.