topic Credit Inform is out. in General Credit Topics

Credit Inform is out.

LShawn08 — Thu, 15 May 2014 21:08:04 GMT

Just got a letter from The Jones son Capital One. Credit Inform will no longer be used as of June of this year. Anyone else get this letter ? I used but barely. Will the free report be just as good or a step down?

Re: Credit Inform is out.

injustifiiable — Thu, 15 May 2014 23:15:27 GMT

I haven't yet but makes sense since they are using the service powered by Credit Karma now....

Re: Credit Inform is out.

LShawn08 — Thu, 15 May 2014 23:22:49 GMT

Seriously Credit Karma? Why not Experian or Eq ?

Re: Credit Inform is out.

bigblue7722 — Sat, 17 May 2014 18:54:51 GMT

yeah capital one really missed the ball on this one. CK scores are almost always lower than true FICO scores because CK doesnt take into consideration closed accounts for AAOA.

Re: Credit Inform is out.

d12 — Sat, 17 May 2014 19:49:17 GMT

@LShawn08 wrote:
Just got a letter from The Jones son Capital One. Credit Inform will no longer be used as of June of this year. Anyone else get this letter ? I used but barely. Will the free report be just as good or a step down?

I just got my letter yesterday from Capital One. I actually liked seeing my score each month (even though it was a FAKO) and will miss it.

Re: Credit Inform is out.

Whitneyy — Sat, 17 May 2014 23:52:08 GMT

I got the letter, I was kinda upset because I liked this program even though it only updated my reports every quarter I still liked the scoring.

Re: Credit Inform is out.

gh17 — Sun, 18 May 2014 18:34:50 GMT

@bigblue7722 wrote:
yeah capital one really missed the ball on this one. CK scores are almost always lower than true FICO scores because CK doesnt take into consideration closed accounts for AAOA.

Funny, my Credit Karma score is almost always higher than my FICO score. I have a few closed accounts - student loans that transferred companies - that are among my oldest accounts, so you would think it'd be the other way around. Who knows, I guess something else is coming into play.

Re: Credit Inform is out.

LShawn08 — Tue, 20 May 2014 08:37:41 GMT

Craptastic!