topic Re: Disappearing INQ in General Credit Topics

Disappearing INQ

Longroad — Wed, 21 May 2014 01:14:35 GMT

After my app spree last week I thought I would check my CR and see what the damage was. Much to my surprise TU went up 14 points. After looking closer i noticed that there were only 3 inq showing on the report. All from last week. There were 8 others from the past year that just disappeared. No clue but I am sure not complaining. Now if they would disappear from EX. Seems like everyone pulls EX for me.

Re: Disappearing INQ

gdale6 — Wed, 21 May 2014 02:15:01 GMT

@Longroad wrote:
After my app spree last week I thought I would check my CR and see what the damage was. Much to my surprise TU went up 14 points. After looking closer i noticed that there were only 3 inq showing on the report. All from last week. There were 8 others from the past year that just disappeared. No clue but I am sure not complaining. Now if they would disappear from EX. Seems like everyone pulls EX for me.

Lucky you

Re: Disappearing INQ

grinlikechelsea — Wed, 21 May 2014 02:17:25 GMT

@gdale6 wrote:
@Longroad wrote:
After my app spree last week I thought I would check my CR and see what the damage was. Much to my surprise TU went up 14 points. After looking closer i noticed that there were only 3 inq showing on the report. All from last week. There were 8 others from the past year that just disappeared. No clue but I am sure not complaining. Now if they would disappear from EX. Seems like everyone pulls EX for me.
Lucky you

Also, a late congrats on a very nice spree! You've picked up some great cards!

Re: Disappearing INQ

j_casteel — Wed, 21 May 2014 02:34:28 GMT

congrats on the approval....

sometimes this happens b/c only so many items can be on one's report so things can get bumped/removed.

Re: Disappearing INQ

maiden_girl — Wed, 21 May 2014 03:00:28 GMT

sometimes creditors do it to re-add it under a different name...lol this has happened to me before. For example I had a inquiry from "GE Money Bank" that was removed to be readd with "GECRB". Same dates just different name.

Re: Disappearing INQ

Rain77 — Wed, 21 May 2014 11:51:25 GMT

3 inquires from 2013 have disappeared from my EQ. They've been gone over a month. Keep wondering if the will pop up again at some point.

Re: Disappearing INQ

dilettante — Wed, 21 May 2014 13:47:23 GMT

@Longroad wrote:
After my app spree last week I thought I would check my CR and see what the damage was. Much to my surprise TU went up 14 points. After looking closer i noticed that there were only 3 inq showing on the report. All from last week. There were 8 others from the past year that just disappeared. No clue but I am sure not complaining. Now if they would disappear from EX. Seems like everyone pulls EX for me.

Are you looking at CR from this site or from the CB directly? I noticed my EQ report from this site doesn't list inqs past 1 year (since it no longer figures for scoring purposes) but my EQ report obtained through the EQ site still shows inqs less than 2 years.

Re: Disappearing INQ

Rain77 — Wed, 21 May 2014 13:55:33 GMT

For me, I looked at report from here, my credit monitoring service and reports directly from EQ, gone except 1 from 2012 that drops this month.

Re: Disappearing INQ

Longroad — Wed, 21 May 2014 14:00:03 GMT

@dilettante wrote:
@Longroad wrote:
After my app spree last week I thought I would check my CR and see what the damage was. Much to my surprise TU went up 14 points. After looking closer i noticed that there were only 3 inq showing on the report. All from last week. There were 8 others from the past year that just disappeared. No clue but I am sure not complaining. Now if they would disappear from EX. Seems like everyone pulls EX for me.
Are you looking at CR from this site or from the CB directly? I noticed my EQ report from this site doesn't list inqs past 1 year (since it no longer figures for scoring purposes) but my EQ report obtained through the EQ site still shows inqs less than 2 years.

I look at TU directly from the TU site.

Re: Disappearing INQ

dilettante — Wed, 21 May 2014 14:20:40 GMT

@Longroad wrote:
@dilettante wrote:
@Longroad wrote:
After my app spree last week I thought I would check my CR and see what the damage was. Much to my surprise TU went up 14 points. After looking closer i noticed that there were only 3 inq showing on the report. All from last week. There were 8 others from the past year that just disappeared. No clue but I am sure not complaining. Now if they would disappear from EX. Seems like everyone pulls EX for me.
Are you looking at CR from this site or from the CB directly? I noticed my EQ report from this site doesn't list inqs past 1 year (since it no longer figures for scoring purposes) but my EQ report obtained through the EQ site still shows inqs less than 2 years.
I look at TU directly from the TU site.

Very interesting! I wish my TU was pulled instead of EQ and EX. I haven't had any inqs on TU for a very long time because everyone keeps pulling EQ and EX for me.

Re: Disappearing INQ

alvon123 — Wed, 21 May 2014 19:47:32 GMT

congrats

Re: Disappearing INQ

CreditHealthy — Thu, 22 May 2014 04:57:58 GMT

Congrats to you!