topic Re: Applied for Capital One 360 and DENIED in General Credit Topics

Applied for Capital One 360 and DENIED

BearsAndTurtlesRtheBest — Thu, 05 Jun 2014 23:10:31 GMT

Good thing it was a SP IU chcked my EQ report and saw the SP(phew!) Said reason for denial was no score came up? How can I fix this? Should I leave it alone and forget about.

Re: Applied for Capital One 360 and DENIED

myjourney — Fri, 06 Jun 2014 00:02:49 GMT

Sorry about the denial do you have an EQ score I see none listed in sig?

Re: Applied for Capital One 360 and DENIED

BearsAndTurtlesRtheBest — Fri, 06 Jun 2014 01:47:25 GMT

@myjourney wrote:
Sorry about the denial do you have an EQ score I see none listed in sig?

Hey MJ! I dont have an EQ or TU FICO score generated as of this month, Do you think CapOne wanted a FICO score? I do have FAKO scores via EQ.com

Re: Applied for Capital One 360 and DENIED

myjourney — Fri, 06 Jun 2014 02:58:51 GMT

@BearsAndTurtlesRtheBest wrote:
@myjourney wrote:
Sorry about the denial do you have an EQ score I see none listed in sig?
Hey MJ! I dont have an EQ or TU FICO score generated as of this month, Do you think CapOne wanted a FICO score? I do have FAKO scores via EQ.com

I think due to the fact CAP1 couldn't pull all 3 they denied...its just the CAP1 way of checking all 3 scores

Re: Applied for Capital One 360 and DENIED

Shogun — Fri, 06 Jun 2014 03:20:16 GMT

Hiya bears....

It's that 3 bureau thing of Cap1. You may need a secured card for 6 months before you can generate a score. Is there nothing on your reports?

Re: Applied for Capital One 360 and DENIED

BearsAndTurtlesRtheBest — Fri, 06 Jun 2014 05:31:06 GMT

Yeah I have 4 cards Macys, Blomingdales, Wells Fargo Plat. and Sony VISA which is Cap One

Re: Applied for Capital One 360 and DENIED

Shogun — Sat, 07 Jun 2014 12:12:27 GMT

OK.. now that is strange. Have you had these cards over 6 months?

Re: Applied for Capital One 360 and DENIED

BearsAndTurtlesRtheBest — Sat, 07 Jun 2014 18:01:29 GMT

@Shogun wrote:
OK.. now that is strange. Have you had these cards over 6 months?

Im barely going to hit the 6 month mark next month so that must of been why but no big deal I just opened a Wells Fargo Way2Save Checking Acct. yesterday and looks like I will be happy with it, I will also now be able to transfer money online without having to go to an ATM since my whole family banks with Wells Fargo. Thanks for the help Shogun and myjourney!

Re: Applied for Capital One 360 and DENIED

Shogun — Sat, 07 Jun 2014 20:53:53 GMT

Ahh... so when those hit the 6 months mark, you'll be generating a score. After they hit the 1 year mark, with good gardening, you should be setting pretty!

Re: Applied for Capital One 360 and DENIED

myjourney — Sat, 07 Jun 2014 23:15:52 GMT

@BearsAndTurtlesRtheBest wrote:
@Shogun wrote:
OK.. now that is strange. Have you had these cards over 6 months?
Im barely going to hit the 6 month mark next month so that must of been why but no big deal I just opened a Wells Fargo Way2Save Checking Acct. yesterday and looks like I will be happy with it, I will also now be able to transfer money online without having to go to an ATM since my whole family banks with Wells Fargo. Thanks for the help Shogun and myjourney!

I agree with Shogun come stay with us in the garden for awhile and let some of those new INQ's age while getting scores across all 3

Re: Applied for Capital One 360 and DENIED

BearsAndTurtlesRtheBest — Mon, 09 Jun 2014 17:14:50 GMT

@Shogun wrote:
Ahh... so when those hit the 6 months mark, you'll be generating a score. After they hit the 1 year mark, with good gardening, you should be setting pretty!

Ok nice I will update siggy once I get those 2 scores! Thanks!

Re: Applied for Capital One 360 and DENIED

BearsAndTurtlesRtheBest — Mon, 09 Jun 2014 17:15:32 GMT

@myjourney wrote:
@BearsAndTurtlesRtheBest wrote:
@Shogun wrote:
OK.. now that is strange. Have you had these cards over 6 months?
Im barely going to hit the 6 month mark next month so that must of been why but no big deal I just opened a Wells Fargo Way2Save Checking Acct. yesterday and looks like I will be happy with it, I will also now be able to transfer money online without having to go to an ATM since my whole family banks with Wells Fargo. Thanks for the help Shogun and myjourney!
I agree with Shogun come stay with us in the garden for awhile and let some of those new INQ's age while getting scores across all 3

Thanks MJ and well Ive already got my bronze spade yesterday so things are looking good,