topic Re: TU Fico Score in General Credit Topics

TU Fico Score

Jerry45 — Mon, 09 Jun 2014 16:48:35 GMT

I decided to purchase my Trans Union Fico Score before applying to Walmart. My Score was 30 points higher than the Fako Score at Credit Karma, LOL.

I received a 726 TU Fico. Realize that Walmart is switching out of GECRB to Schncrony, but since I shop every week at Wally, Think I will bite the bullet anyways and get the gas discount.

Going to try for the Discover/Walmart. but my oldest TL is 7 1/2 months, with a average of 6 months. Hopefully my cred history is not to short.

Re: TU Fico Score

BearsAndTurtlesRtheBest — Mon, 09 Jun 2014 17:34:09 GMT

Yeah FAKO is usually lower than FICO. Your not going to wait and see if it upgrades?

Re: TU Fico Score

Jerry45 — Mon, 09 Jun 2014 17:43:43 GMT

Good point, I probably should, but I spend $100+ a week at Wally, and I feel I should get something for it. Credit Karma is good for monitoring, but their score models are crazy.

Re: TU Fico Score

Jerry45 — Mon, 09 Jun 2014 17:45:42 GMT

Does anybody know if TU is used by any of the shopping card trick Stores? Or do they pull only EX at comenity?

Re: TU Fico Score

ExplicitElicit — Fri, 13 Jun 2014 01:22:57 GMT

Walmart approved me with only 6 mo history and a lower score. You shouldn't have a problem getting approved. Good luck! Also the free TU FICO score from Walmart is great!

What's the code to the house, forgot.