topic Re: Walmart FICO Score in General Credit Topics

Walmart FICO Score

waynes1982 — Thu, 05 Jun 2014 12:33:28 GMT

Hi All,

Is the free credit score that Walmart provides an actual FICO score from Transunion? I have the following cards that provide a credit score:

Walmart

Merrick Bank

Credit One

Capital One

Barclays

I believe my DCU card does, but not sure where to see, since I don't see the option for it.

I have CreditKarma as well, and I know that isn't an actual FICO score, but that score is 669. So with that being said, I received a nice bump from 671 in May to 686 in June. Only 14 more points till I hit the 700 mark!!!!!!

Re: Walmart FICO Score

coldnmn — Thu, 05 Jun 2014 12:38:37 GMT

Yes it is.

Re: Walmart FICO Score

mongstradamus — Thu, 05 Jun 2014 15:18:57 GMT

the walmart is TU 08 Fico score the same as discover and barclays. Also the same score as the one you can get here now from myfico i believe.

Re: Walmart FICO Score

Anonymous — Thu, 05 Jun 2014 16:05:12 GMT

I got the same FICO TU score from Walmart, Barclays, and Discover.

DCU gives FICO EQ. I donated $10 to be a member and opened accounts with them. Then, my DH opened his own. It's the best $10 spent since we each received FICO EQ! Here is where to sign up:

Re: Walmart FICO Score

mongstradamus — Thu, 05 Jun 2014 16:25:13 GMT

I was contemplating opening up DCU account just not sure i wanted to use the HP , but its eq i think so i don't have many hps with them , so may be will think about it.

Re: Walmart FICO Score

bk510 — Sat, 07 Jun 2014 00:59:37 GMT

@Anonymous wrote:
I got the same FICO TU score from Walmart, Barclays, and Discover.

DCU gives FICO EQ. I donated $10 to be a member and opened accounts with them. Then, my DH opened his own. It's the best $10 spent since we each received FICO EQ! Here is where to sign up:

I apped for DCU, mainly for the EQ report but they say they could not verify my identity, even after submitting everything they asked for......

I was like WTH??

Re: Walmart FICO Score

Kenny — Sat, 07 Jun 2014 01:06:50 GMT

My scores are updated with the Discover/Wal-Mart for TU DCU for EQ and FNBO for Experian.

My question is what are myprivacymatters scores? FAKOs? They are awfully close to my FICOs that's why I'm curious.

Re: Walmart FICO Score

waynes1982 — Tue, 10 Jun 2014 17:03:26 GMT

So I just received an alert from Barclays that my fico score was updated today. I think I'm floored because if I'm reading it correctly it says my TU FICO Score is 708!!!!!!!

I'm kind of in shock to be honest with you. This is the first time I've ever been over 700!!!!! Now I wonder what my other scores are. I'll have to wait and see!

Re: Walmart FICO Score

tonyjones — Tue, 10 Jun 2014 19:28:46 GMT

@waynes1982 wrote:
So I just received an alert from Barclays that my fico score was updated today. I think I'm floored because if I'm reading it correctly it says my TU FICO Score is 708!!!!!!!

I'm kind of in shock to be honest with you. This is the first time I've ever been over 700!!!!! Now I wonder what my other scores are. I'll have to wait and see!

Any baddies on your CR?

Re: Walmart FICO Score

waynes1982 — Tue, 10 Jun 2014 22:05:27 GMT

@tonyjones wrote:
@waynes1982 wrote:
So I just received an alert from Barclays that my fico score was updated today. I think I'm floored because if I'm reading it correctly it says my TU FICO Score is 708!!!!!!!

I'm kind of in shock to be honest with you. This is the first time I've ever been over 700!!!!! Now I wonder what my other scores are. I'll have to wait and see!
Any baddies on your CR?

Yes there is a BK from 2006 on there. Othere then that nothing bad besides inquires!