topic Re: M&T Bank Monthly Equifax FICO in General Credit Topics

M&T Bank Monthly Equifax FICO

Carrie_in_Pa — Thu, 26 Jun 2014 21:31:04 GMT

I got an email from M&T Bank.

Here is the link to see the email in html:

http://view.mtbemail.com/?j=ff3110797464&m=fe9a13707565077f7d&ls=fe9217777266067876&l=ff5f107572&s=fe9017767763027e71&jb=ff6016747c&ju=feca15727665037a&r=0

If i take their score monitoring service before Monday i get the first month free. Not really worried about $2.99 a month but is this worth it?

I cant find anywhere what score you actually get from this and now i can't remember what my other free scores are. I get one from Wal-Mart, Discover, Barclays, Capital One, and then i use CreditKarma and CreditSesame for the alerts.

Does anyone know which score you get from M&T? Would M&T give me a score i'm not already getting?

Re: M&T Bank Monthly Equifax FICO

coldnmn — Thu, 26 Jun 2014 21:50:57 GMT

It looks to be a Eq Fico score! I hope you get some responses. Maybe they are starting to sell their scores.

Re: M&T Bank Monthly Equifax FICO

Carrie_in_Pa — Thu, 26 Jun 2014 22:58:07 GMT

Now that might be worth it.

Re: M&T Bank Monthly Equifax FICO

bdhu2001 — Thu, 26 Jun 2014 23:20:22 GMT

@coldnmn wrote:
It looks to be a Eq Fico score! I hope you get some responses. Maybe they are starting to sell their scores.

I found this information a while back:

Merrick Bank: TU '08 Bankcard

Walmart : TU

US Bank: Experian

M&T Bank - Beacon 5.0 - $2.99/mo - M&T Bank offers a monthly EQ FICO for those who have a checking account and use their web banking service. It's provided on a monthly basis and also includes factors that impact your FICO score.

Barclaycard: TransUnion

Discover: TU08

First Bankcard (First National Bank of Omaha) :Ex 08 bankcard enhanced

Digital Federal Credit Union - Beacon 5.0 - FREE - As a checking account holder for a couple of different checking accounts, DCU will provide for you your EQ FICO on a monthly basis and it'll be delivered via a private message.

SaveandInvest.org - EX 8, EQ 8, TU 8 - If you happen to be an active duty service member or a family member of one who are at risk financially, then you can get a free EQ or TU FICO score. FINRA Investor Education Foundation partnered up with myFICO to provide free scores to help those who might be at risk of losing their security clearance. It's the same scores found on myFICO.

Unitus Community Credit Union - Beacon 5.0 - FREE - Unitus also offers a free monthly EQ FICO score to their members. In order to use this benefit, you must have a checking account, using e-statements, and also a credit account like a CC or loan.

Re: M&T Bank Monthly Equifax FICO

Carrie_in_Pa — Thu, 26 Jun 2014 23:22:57 GMT

THANK YOU !!!

I thought i saw something on here but my search skills didn't pull that up.

Re: M&T Bank Monthly Equifax FICO

bdhu2001 — Thu, 26 Jun 2014 23:26:35 GMT

@Carrie_in_Pa wrote:
THANK YOU !!!

I thought i saw something on here but my search skills didn't pull that up.

You're welcome. I'm trying to find a way to get all three scores for free & I'm sure most of the people in this forum want that same info. Thus, share it when you find it.

Re: M&T Bank Monthly Equifax FICO

kkapdolee — Fri, 27 Jun 2014 21:11:24 GMT

@bdhu2001 wrote:
@Carrie_in_Pa wrote:
THANK YOU !!!

I thought i saw something on here but my search skills didn't pull that up.
You're welcome. I'm trying to find a way to get all three scores for free & I'm sure most of the people in this forum want that same info. Thus, share it when you find it.

Here.

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Where-to-obtain-FREE-monthly-FICO-scores/td-p/2555469

Some of them like MyFICO are a little outdated on my posts as I haven't updated in a while.

See my sigs for more info.

Re: M&T Bank Monthly Equifax FICO

bdhu2001 — Fri, 27 Jun 2014 21:56:54 GMT

@kkapdolee wrote:
@bdhu2001 wrote:
@Carrie_in_Pa wrote:
THANK YOU !!!

I thought i saw something on here but my search skills didn't pull that up.
You're welcome. I'm trying to find a way to get all three scores for free & I'm sure most of the people in this forum want that same info. Thus, share it when you find it.

Here.

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Where-to-obtain-FREE-monthly-FICO-scores/td-p/2555469

Some of them like MyFICO are a little outdated on my posts as I haven't updated in a while.

See my sigs for more info.

Thank you. Equifax is the hard one for me to get. I guess I'll have to try one of the Credit Unions listed after I find my new house. I understand that some banks do a hard pull & I don't want to negatively affect my credit, just for curiosity, at a time like this.

Re: M&T Bank Monthly Equifax FICO

bigblue7722 — Sun, 29 Jun 2014 01:18:03 GMT

2.99 a month thats a great deal for eq! Wish myfico had something like that