topic Monitoring Services...recomendations in General Credit Topics

Monitoring Services...recomendations

Anonymous — Wed, 23 Jul 2014 01:54:42 GMT

Already got Credit Karma, Credit Sesame, and Quizzle....Do I need another one? For what I see the one that offers in costco seems complete...and of course, but is not fico score...

Re: Monitoring Services...recomendations

mongstradamus — Wed, 23 Jul 2014 02:01:49 GMT

@Anonymous wrote:
Already got Credit Karma, Credit Sesame, and Quizzle....Do I need another one? For what I see the one that offers in costco seems complete...and of course, but is not fico score...

From what i understand quizzle only updates score and report every six months so not really monitoring service that i would trust. CS and CK are pretty good free offering for Ex and TU monitoring. There is also credit.com that offers monthly fako score if you are into that kind of thing. As of right now i don't beleive there is an free EQ monitoring service.

Re: Monitoring Services...recomendations

Anonymous — Wed, 23 Jul 2014 02:06:06 GMT

How about identy guard. 3 scores and reports quarterly wirh monitoring?

Re: Monitoring Services...recomendations

mongstradamus — Wed, 23 Jul 2014 02:13:18 GMT

@Anonymous wrote:
How about identy guard. 3 scores and reports quarterly wirh monitoring?

To me i don't find it worth it since you can get monthly ex score for free with monitoring, weekly CK score with monitoring, EQ is only one you can't get monitoring and scores with for free. I don't find it worth to pay that for just one score i guess.

Re: Monitoring Services...recomendations

takeshi74 — Wed, 23 Jul 2014 12:48:05 GMT

@Anonymous wrote:
Do I need another one?

You need to tell us. What's lacking with the ones you're using or what is your specific concern? What are you looking to do? If you're monitoring scores none of them are FICO's. Even with FICO's there are a number of different models in use by creditors and myFICO only provides one model for each CRA.