topic Re: Experian Monthly FICO Score in General Credit Topics

Experian Monthly FICO Score

jacksont1981 — Sat, 26 Jul 2014 14:38:31 GMT

What other bank besides FNBO (First National Bank of Omaha) provides you with a real FICO score monthly? I have scorewatch for Equifax and Walmart for Transunion. I need a monthly Experian FICO as well. I dont think I am good enough credit wise to apply for a FNBO card yet.

Re: Experian Monthly FICO Score

mongstradamus — Sat, 26 Jul 2014 15:31:38 GMT

@jacksont1981 wrote:
What other bank besides FNBO (First National Bank of Omaha) provides you with a real FICO score monthly? I have scorewatch for Equifax and Walmart for Transunion. I need a monthly Experian FICO as well. I dont think I am good enough credit wise to apply for a FNBO card yet.

I think the only other option is psecu, its credit union based in Penn. I think you need to live or work in Penn.

Re: Experian Monthly FICO Score

jacksont1981 — Sat, 26 Jul 2014 15:35:56 GMT

Dang! OK thanks!

Re: Experian Monthly FICO Score

NewtonTBass — Sat, 26 Jul 2014 21:20:21 GMT

CapitalOne does, they do not use FICO, They use TU (TransUnion) for their scoring.

hope this helps.

Re: Experian Monthly FICO Score

mongstradamus — Sat, 26 Jul 2014 22:43:38 GMT

@NewtonTBass wrote:
CapitalOne does, they do not use FICO, They use TU (TransUnion) for their scoring.

hope this helps.

For me the Cap one score is almost exactly the same as CK

Re: Experian Monthly FICO Score

bigblue7722 — Sun, 27 Jul 2014 01:56:48 GMT

@mongstradamus wrote:
@NewtonTBass wrote:
CapitalOne does, they do not use FICO, They use TU (TransUnion) for their scoring.

hope this helps.
For me the Cap one score is almost exactly the same as CK

it is the same score.

OP credit one gives a score if you get a denial i think it may be a fako

Re: Experian Monthly FICO Score

Revelate — Tue, 29 Jul 2014 17:11:38 GMT

@jacksont1981 wrote:
What other bank besides FNBO (First National Bank of Omaha) provides you with a real FICO score monthly? I have scorewatch for Equifax and Walmart for Transunion. I need a monthly Experian FICO as well. I dont think I am good enough credit wise to apply for a FNBO card yet.

Think FNBO has that on their secured product too (though their score is Bankcard Enhanced, something to be aware of) if you don't mind tossing $300 of your savings into one of their accounts for call it 15 months based on their literature.

Personally I just ignore my EX FICO, but I'm into the long slog of marginal score improvement until my derogs start falling off in 2018ish whereas if you're still building, may make more sense to do so.