Can someone explain this?

Anonymous — Tue, 29 Jul 2014 00:55:12 GMT

Can someone please help me understand my credit score? As of 7/19/2014 i had a 530 on all buearas! Alright so now we continue to a week later to 7/26/14 And ALL of my scores are in the 670's. Mind you that i have three credit cards reporting at the time. The thing that reported during that week was a First Premier and it reported a high balance of $269/$400. And my score jumps 140 points?

Alright, so i went on a spree, who wouldn't!!! Here we are on 7/28/2014 and i pull all of my scores, i am sitting at a 730's on all of them.... Now all of the spree accounts did report. But shouldn't it drop because of all of the new accounts and the amount of time i've had them?

So lost on this, of how my score jumped TWO HUNDRED POINTS WITH NEGATIVE THINGS HAPPENING!!

Someone please.... explain for christs sake lol

Thanks

Re: Can someone explain this?

Revelate — Tue, 29 Jul 2014 02:25:17 GMT

Hmm, to be clear: the scores were all pulled from here a week apart?

Can you post explicitly the before and after pictures of your credit report? I can see that sort of jump potentially if you were sans revolving tradelines previously (as FICO 8 hammers people without open revolving accounts for whatever reason) but beyond that it's a little odd to see that sort of jump.

This is one of those situations which is impossible to diagnose without substantial detail from the sounds of it.

topic Can someone explain this? in General Credit Topics

Can someone explain this?

Re: Can someone explain this?