topic Re: I've come a long way! in General Credit Topics

I've come a long way!

Hcontreras — Thu, 07 Aug 2014 12:22:52 GMT

Last June, 2013 all three of my scores were around 575, give or take a few points depending on the CRA. Now, if you look at my scores below it took discipline, patience and perseverance to get where I am today with this. A big thing to add to that is how valueable this forum has been in getting me there! I CANNOT thank all of you enough for the information exchange and real life experiences all of you have shared! To all of the expert opinions: I've followed your logical advise to a Tee! All of you that are new to this forum, please take the advise seriously and apply the logic to your situation. IT WORKS! Everybody's situation is different, so one size may not fit all. But use common sense and logic from the advise! I cannot tell you how much this forum has completely changed the way creditors look at me and my file. All I can say is WOW!!!!! In the midst of all of this I finally was able to get my dream car (Corvette). My credit union really didn't think twice about extending me the loan. They just asked for a fairly small down payment and I was a go! Just wanted to share my long story short with you this morning as I reflect on how far I've come, because of all of YOU!!!

Cheers,

HC :-)

Re: I've come a long way!

coldnmn — Thu, 07 Aug 2014 12:27:46 GMT

Congrats! Thanks for sharing.

Re: I've come a long way!

Middleswarth — Thu, 07 Aug 2014 14:12:37 GMT

Congratulations on your progress. It sure feels good to be in control.

Re: I've come a long way!

Anonymous — Thu, 07 Aug 2014 14:23:05 GMT

Great progress. Congrats!

Re: I've come a long way!

EW800 — Thu, 07 Aug 2014 15:00:58 GMT

Congratulations! That is great progress from just over a year ago!!!

Re: I've come a long way!

VirtualCuriosity — Thu, 07 Aug 2014 15:47:55 GMT

Great story. Thanks for sharing. Don't tease us with vaguely saying corvette. Do tell the year and even a pic maybe....

Re: I've come a long way!

Hcontreras — Thu, 07 Aug 2014 17:14:18 GMT

I'd love to, but I can't seem to post a pic on here. There's no "attach photo" button. Anyhow, it's a 2004 Corvette Z06 in pristine condition with only 10,600 original miles. Garage kept and covered all this time. Showroom condition.

Re: I've come a long way!

VirtualCuriosity — Thu, 07 Aug 2014 17:45:40 GMT

VERY NICE. Seems someone before you took real nice care of it with those low miles. Congrats.

Re: I've come a long way!

Hcontreras — Thu, 07 Aug 2014 17:50:21 GMT

Very much so. Thanks!

Re: I've come a long way!

OHWWCB — Thu, 07 Aug 2014 19:43:53 GMT

Congratulations! That's awesome!

Re: I've come a long way!

-Wade- — Thu, 07 Aug 2014 20:12:26 GMT

@Hcontreras wrote:
Last June, 2013 all three of my scores were around 575, give or take a few points depending on the CRA. Now, if you look at my scores below it took discipline, patience and perseverance to get where I am today with this. A big thing to add to that is how valueable this forum has been in getting me there! I CANNOT thank all of you enough for the information exchange and real life experiences all of you have shared! To all of the expert opinions: I've followed your logical advise to a Tee! All of you that are new to this forum, please take the advise seriously and apply the logic to your situation. IT WORKS! Everybody's situation is different, so one size may not fit all. But use common sense and logic from the advise! I cannot tell you how much this forum has completely changed the way creditors look at me and my file. All I can say is WOW!!!!! In the midst of all of this I finally was able to get my dream car (Corvette). My credit union really didn't think twice about extending me the loan. They just asked for a fairly small down payment and I was a go! Just wanted to share my long story short with you this morning as I reflect on how far I've come, because of all of YOU!!!

Cheers,
HC :-)

Congrats on your success WTG

Re: I've come a long way!

alvon123 — Fri, 08 Aug 2014 02:26:59 GMT

congrats