topic Re: 6 Recent inquiries, Transunion score went up? in General Credit Topics

6 Recent inquiries, Transunion score went up?

Anonymous — Thu, 07 Aug 2014 10:48:27 GMT

This past Monday I checked my TU score on CK and it was at 631, i've recently applied for 4 CC's and 2 auto loans. CK is showing 6 recent inquiries within the past week and it shows my score went up 15 points to 646. Is this normal? I thought HP's lowered the score a few points?

Re: 6 Recent inquiries, Transunion score went up?

coldnmn — Thu, 07 Aug 2014 12:29:25 GMT

CreditKarma isn't a true credit score.

Re: 6 Recent inquiries, Transunion score went up?

-Wade- — Thu, 07 Aug 2014 20:11:39 GMT

@Anonymous wrote:
This past Monday I checked my TU score on CK and it was at 631, i've recently applied for 4 CC's and 2 auto loans. CK is showing 6 recent inquiries within the past week and it shows my score went up 15 points to 646. Is this normal? I thought HP's lowered the score a few points?

I would take that with a grain of salt. CK is a FAKO score

Re: 6 Recent inquiries, Transunion score went up?

Revelate — Thu, 07 Aug 2014 22:00:27 GMT

Inquiries are never a positive in the FICO algorithm.

Probably not in CK either based on my experience, but can't pull anything meaningful from their scores (possible exception to the VS 2.0 they have): if this were a FICO score we were talking about, I would suggest something else changed on your report.