What's the difference between a SP vs a HP?

Delna — Tue, 12 Aug 2014 18:49:42 GMT

What information is included on a HP that's not included with a SP? The reason I ask is I requested CLI on one of my cards and was approved for an additional 5k but the rep said if I wanted a larger increase it would require a Hard Pull. I declined the HP, trying to keep my inq's down but it got me thinking, What additional would they see with the HP?

Re: What's the difference between a SP vs a HP?

CreditDunce — Tue, 12 Aug 2014 19:16:13 GMT

@Delna wrote:
What information is included on a HP that's not included with a SP? The reason I ask is I requested CLI on one of my cards and was approved for an additional 5k but the rep said if I wanted a larger increase it would require a Hard Pull. I declined the HP, trying to keep my inq's down but it got me thinking, What additional would they see with the HP?

They won't see anything else. But everyone else will see the HP. Technically for the system to work properly, all customer initiated CLI's are supposed to be HP.

topic Re: What's the difference between a SP vs a HP? in General Credit Topics

What's the difference between a SP vs a HP?

Re: What's the difference between a SP vs a HP?