topic Re: Full credit report on creditkarma! in General Credit Topics

Full credit report on creditkarma!

CreditPlay — Wed, 30 Jul 2014 13:54:07 GMT

Did anyone see that? Its nice feature!

Credit Karma Full Report

PokemonMaster — Wed, 30 Jul 2014 14:07:21 GMT

Logged into CreditKarma today to update my report and a message popped up stating full reports are now included. I wasn't able to get a screenshot of the disclaimer that popped up but I took a screenshot of the dashboard. Anyone else get this message?

Re: Credit Karma Full Report

mongstradamus — Wed, 30 Jul 2014 14:09:11 GMT

@PokemonMaster wrote:
Logged into CreditKarma today to update my report and a message popped up stating full reports are now included. I wasn't able to get a screenshot of the disclaimer that popped up but I took a screenshot of the dashboard. Anyone else get this message?

yeah i noticed that when i tried logging on. Its interesting that they are offering it. A nice little feature.

Re: Credit Karma Full Report

MissMoni223 — Wed, 30 Jul 2014 14:11:17 GMT

Good Morning! Just logged into my Credit Karma account and there it is, a full credit report. So I take it that they have upgraded their site, I suppose to be competitive. . .

Re: Credit Karma Full Report

mongstradamus — Wed, 30 Jul 2014 14:12:31 GMT

@MissMoni223 wrote:
Good Morning! Just logged into my Credit Karma account and there it is, a full credit report. So I take it that they have upgraded their site, I suppose to be competitive. . .

Their scores are an bit "off" for me, but as an credit monitoring service that updates an score every week, isn't bad for an free service

Re: Credit Karma Full Report

PokemonMaster — Wed, 30 Jul 2014 14:12:44 GMT

@mongstradamus wrote:
@PokemonMaster wrote:
Logged into CreditKarma today to update my report and a message popped up stating full reports are now included. I wasn't able to get a screenshot of the disclaimer that popped up but I took a screenshot of the dashboard. Anyone else get this message?

[cut img]
yeah i noticed that when i tried logging on. Its interesting that they are offering it. A nice little feature.

I am wondering if they're doing it to due to their recent ad campaign and if they will keep the feature permanently. Lately I have been seeing a ton of commercials on TV for CreditKarma.

Re: Full credit report on creditkarma!

Revelate — Wed, 30 Jul 2014 14:14:53 GMT

I'm not certain why they didn't do this in the first place if they had access to the data.

What a smart upgrade, and I really like the feature. Said it was updated weekly, and the format is pretty easy. Have to admit even I missed the reporting status of my Cali tax lien (which wasn't listed on my TU report from annualcreditreports though I should've napkin mathed the fall off date and realize it wasn't reporting right) as it was paid and therefore released several years ago but is still listing as Filed on TU. Off to dispute I go, thanks CK!

The scores are still mostly worthless but for free data access I think they leapfrogged past everyone both in resolution and in terms of price.

Re: Credit Karma Full Report

mongstradamus — Wed, 30 Jul 2014 14:14:23 GMT

@PokemonMaster wrote:
@mongstradamus wrote:
@PokemonMaster wrote:
Logged into CreditKarma today to update my report and a message popped up stating full reports are now included. I wasn't able to get a screenshot of the disclaimer that popped up but I took a screenshot of the dashboard. Anyone else get this message?

[cut img]
yeah i noticed that when i tried logging on. Its interesting that they are offering it. A nice little feature.
I am wondering if they're doing it to due to their recent ad campaign and if they will keep the feature permanently. Lately I have been seeing a ton of commercials on TV for CreditKarma.

they have been doing those commercials for an while, so i don't know if they are correlated in anyway. Who knows though?!!

Re: Credit Karma Full Report

nursepower — Wed, 30 Jul 2014 14:30:27 GMT

Got mine and hubbys' It says they will update it weekly. Cool!

Re: Credit Karma Full Report

eddie84 — Wed, 30 Jul 2014 14:42:28 GMT

Yah, thanks for the heads-up. Just saw the pop-up this morning. It also gives utilization on each account which is nice!

Re: Credit Karma Full Report

Anonymous — Wed, 30 Jul 2014 14:46:54 GMT

Yeah I got it too. Its nice to have a free TU report. I'm not quite sure how good it is though the report on myfico for EQ shows an old CO I have reporting over 120 days late. The one on CK shows the CO but it says no payment history reported? Maybe TU doesnt have the payment history.

Re: Credit Karma Full Report

tattooedhusker — Wed, 30 Jul 2014 15:13:21 GMT

@PokemonMaster wrote:
Logged into CreditKarma today to update my report and a message popped up stating full reports are now included. I wasn't able to get a screenshot of the disclaimer that popped up but I took a screenshot of the dashboard. Anyone else get this message?

Re: Full credit report on creditkarma!

bdhu2001 — Wed, 30 Jul 2014 15:33:44 GMT

Thanks for the heads-up. Just logged on and reviewed mine. They're score is always way less than my true FICO score, but I love the alerts and information.

Re: Credit Karma Full Report

joltdude — Wed, 30 Jul 2014 15:43:20 GMT

This is actually really cool. I like the format they are using for the TU report too btw.. At least people will have something to give them a clue to whats going on, even if the score is a FAKO... Also did folks notice the date box on the credit reports.. you can pull an older report...... dont know what the limit is on how far back however...

Re: Full credit report on creditkarma!

Anonymous — Wed, 30 Jul 2014 15:54:43 GMT

Yes.. I logged in... The report is there as a BETA.... Neat!

Re: Credit Karma Full Report

Revelate — Wed, 30 Jul 2014 16:15:32 GMT

@joltdude wrote:
This is actually really cool. I like the format they are using for the TU report too btw.. At least people will have something to give them a clue to whats going on, even if the score is a FAKO... Also did folks notice the date box on the credit reports.. you can pull an older report...... dont know what the limit is on how far back however...

Didn't but it's a good feature if so. I imagine it'll be the dates of the once a week pulls that CK refreshes their data on (if you login at any rate).

@HOLY @#$(*@: Appears to go all the way back to when I first started using the service, I can pull data up from 1/12/12, and at first glance it looks completely accurate other than some data interpretation issues (doesn't have all the names of the inquiries from my auto loan shopping).

I shouldn't be this tickled pink by this, but wow, awesome!

Edit: I have 159 reports available! Brilliant!

CK now offering free TU report

cobbson — Wed, 30 Jul 2014 16:08:07 GMT

Just signed into CK. They are now offering the full TU credit report for free along with their usual FAKO score.

Cobbson

Re: CK now offering free TU report

barbaralee — Wed, 30 Jul 2014 16:16:55 GMT

@cobbson wrote:
Just signed into CK. They are now offering the full TU credit report for free along with their usual FAKO score.

Cobbson

CK's score is FAKO?

Re: CK now offering free TU report

Revelate — Wed, 30 Jul 2014 16:20:07 GMT

@barbaralee wrote:
@cobbson wrote:
Just signed into CK. They are now offering the full TU credit report for free along with their usual FAKO score.

Cobbson
CK's score is FAKO?

Their main score is, TU New Accounts Score which I don't know if anyone actually uses outside of educational purposes (CK and now Cap One). Auto Insurance Score nobody can figure out seemingly, but their Vantage Score is at least used in some lending decisions.

Re: CK now offering free TU report

CreditPlay — Wed, 30 Jul 2014 18:01:32 GMT

One more nice little thing. In the credit inquiries tab its showing when that inquiry will get deleted. I see people asking when my inquiry will fall off my report, hope this help new members.