https://ficoforums.myfico.com/t5/General-Credit-Topics/Who-to-pay/m-p/3363057#M193360 <P>I am getting a late birthday gift of 4500 from my Dad. &nbsp;Should I use it to pay off my car or two credit cards?</P> Thu, 21 Aug 2014 01:04:39 GMT sassymomof2 2014-08-21T01:04:39Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Who-to-pay/m-p/3363057#M193360 <P>I am getting a late birthday gift of 4500 from my Dad. &nbsp;Should I use it to pay off my car or two credit cards?</P> Thu, 21 Aug 2014 01:04:39 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Who-to-pay/m-p/3363057#M193360 sassymomof2 2014-08-21T01:04:39Z https://ficoforums.myfico.com/t5/General-Credit-Topics/Who-to-pay/m-p/3363147#M193362 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/453190">@sassymomof2</a> wrote:<BR /><P>I am getting a late birthday gift of 4500 from my Dad. &nbsp;Should I use it to pay off my car or two credit cards?</P><HR /></BLOCKQUOTE><P>Assuming that your credit cards have an APR over 20% ( and&nbsp;lower than your Auto loan )&nbsp;then you should pay the credit cards.&nbsp;&nbsp;&nbsp; Also this should help your FICO score, wheras paying your auto loan would not.</P> Thu, 21 Aug 2014 01:39:12 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/Who-to-pay/m-p/3363147#M193362 pizzadude 2014-08-21T01:39:12Z