topic Re: Walmart FICO for September. in General Credit Topics

Walmart FICO for September.

Jerry45 — Sat, 06 Sep 2014 14:41:59 GMT

I just noticed my Walmart FICO score for September has just updated. About a week early this month.

Moderator, I hope I put this in proper Forum.

Re: Walmart FICO for September.

chalupaman — Sat, 06 Sep 2014 14:43:09 GMT

You're right. I just checked mine and my TU score has gone up.

Re: Walmart FICO for September.

Jerry45 — Sat, 06 Sep 2014 14:47:19 GMT

Good to hear. Mine stayed the same for 3 months in a row.

Re: Walmart FICO for September.

chalupaman — Sat, 06 Sep 2014 14:49:48 GMT

I see. My FICO dropped to like a 686 partially due to closing some accounts I didn't need anymore so it's great that it's getting back up to where it was before. I'll give it a few more months.

Re: Walmart FICO for September.

mongstradamus — Sat, 06 Sep 2014 15:03:18 GMT

@chalupaman wrote:
I see. My FICO dropped to like a 686 partially due to closing some accounts I didn't need anymore so it's great that it's getting back up to where it was before. I'll give it a few more months.

Interesting I just checked my score and it's not the same as my my fico tu , guess should take an look at what may be causing score differences

Re: Walmart FICO for September.

jsucool76 — Sat, 06 Sep 2014 15:53:57 GMT

Went up to 729 =]

Re: Walmart FICO for September.

chalupaman — Sat, 06 Sep 2014 16:00:09 GMT

@mongstradamus wrote:
@chalupaman wrote:
I see. My FICO dropped to like a 686 partially due to closing some accounts I didn't need anymore so it's great that it's getting back up to where it was before. I'll give it a few more months.
Interesting I just checked my score and it's not the same as my my fico tu , guess should take an look at what may be causing score differences

I actually kinda did notice there were differences early on but I think recently, the MyFico TU score has been changed so that it matches much more closely with what FICOs Wal-Mart and Discover usually report.

Re: Walmart FICO for September.

jsucool76 — Sat, 06 Sep 2014 16:01:07 GMT

@chalupaman wrote:
@mongstradamus wrote:
@chalupaman wrote:
I see. My FICO dropped to like a 686 partially due to closing some accounts I didn't need anymore so it's great that it's getting back up to where it was before. I'll give it a few more months.
Interesting I just checked my score and it's not the same as my my fico tu , guess should take an look at what may be causing score differences
I actually kinda did notice there were differences early on but I think recently, the MyFico TU score has been changed so that it matches much more closely with what FICOs Wal-Mart and Discover usually report.

I believe myfico has started selling TU08 (they used to be TU98 if I recall). Walmart is also TU08

Re: Walmart FICO for September.

BarryNTexas — Sat, 06 Sep 2014 16:01:58 GMT

I noticed that too... it's been a long journey so far and I wish I could be as good on EQ/EX as well.

Re: Walmart FICO for September.

Anonymous — Sat, 06 Sep 2014 16:07:31 GMT

Checked mine, too! Went up 4 points to 679! Says it will be available by the 10th of every month! Love that service with my Wal-Mart card!

Re: Walmart FICO for September.

jamesdwi — Sat, 06 Sep 2014 16:11:04 GMT

Up 12 pts. to 692, hopefully will be back over 700 in October.

Re: Walmart FICO for September.

pizza1 — Sat, 06 Sep 2014 18:46:46 GMT

Up 2 pts, but at least it's the right direction

Re: Walmart FICO for September.

mongstradamus — Sat, 06 Sep 2014 23:11:17 GMT

@jsucool76 wrote:
@chalupaman wrote:
@mongstradamus wrote:
@chalupaman wrote:
I see. My FICO dropped to like a 686 partially due to closing some accounts I didn't need anymore so it's great that it's getting back up to where it was before. I'll give it a few more months.
Interesting I just checked my score and it's not the same as my my fico tu , guess should take an look at what may be causing score differences
I actually kinda did notice there were differences early on but I think recently, the MyFico TU score has been changed so that it matches much more closely with what FICOs Wal-Mart and Discover usually report.
I believe myfico has started selling TU08 (they used to be TU98 if I recall). Walmart is also TU08

Well the 3 cra monitoring I am using here is showing different tu08 score then Walmart so I am wondering if something isn't working with services here, if it does not update for score changes the I guess I misunderstood what it does

Re: Walmart FICO for September.

PandiferBear — Sun, 07 Sep 2014 18:10:09 GMT

I am up 6 points from last month. Steady increases are nice. Hoping to keep up the forward momentum.

Re: Walmart FICO for September.

Jlu — Sun, 07 Sep 2014 19:25:52 GMT

Considering when I signed up it was < 600 I can't complain.

Re: Walmart FICO for September.

taxi818 — Sun, 07 Sep 2014 19:38:03 GMT

Look at walmarts date. And date on myfico 3 b monitoring. Different date different score. I've not had update yet from myfico in Transunion. Hmmm

Re: Walmart FICO for September.

Anonymous — Mon, 08 Sep 2014 00:23:18 GMT

Hey all my Walmart Transunion score updated also and its at 670. When I checked Barclays it states 695. Does Walmart and Barclay use different versions?

Re: Walmart FICO for September.

myjourney — Mon, 08 Sep 2014 00:30:25 GMT

@Anonymous wrote:
Hey all my Walmart Transunion score updated also and its at 670. When I checked Barclays it states 695. Does Walmart and Barclay use different versions?

No they use the same model Fico 08 check the reporting date of each ....Mine have always been the same score with Walmart, Barclay and Discover all TU 08

Re: Walmart FICO for September.

Anonymous — Mon, 08 Sep 2014 00:50:22 GMT

Barclays last update was on 9/4 and it was an actual email that stated Fico Score change which made me log in. Walmart shows 9/7 at 670 nothing has changed to make it a 25pt difference. I would upload pic but dont how to do it.

Re: Walmart FICO for September.

Anonymous — Mon, 08 Sep 2014 00:52:50 GMT

Made an error Walmart was on 9/2 Barclays 9/4 sorry . I did have a derog remoeved. I understand the increase.