topic Re: When does Experian update? in General Credit Topics

When does Experian update?

Anonymous — Sun, 28 Sep 2014 02:38:04 GMT

I am able to "view my report again" with Experian with an existing report number. Does anyone know how frequently the Experian report updates? For instance, I checked today and the report is dated with today's date. If I check in two weeks, will I be looking at the same report? Do they update once per month? Or is it "live", updating any time there is a change in what is reported to Experian? (understanding that each OC, CA, etc may be on its own timeline as to when/how frequently they report to the credit bureaus.)

Thanks.

Re: When does Experian update?

CreditDunce — Sun, 28 Sep 2014 03:34:35 GMT

It will update each time you pull the report. You can keep using it as long as you pull it at least every 90 days. I think the report number will expire in one year. At which point you should be able to get another free annual credit report from EX.

Re: When does Experian update?

Anonymous — Sun, 28 Sep 2014 13:36:27 GMT

Excellent! Thanks for the info.

Re: When does Experian update?

takeshi74 — Mon, 29 Sep 2014 12:41:40 GMT

The CRA's don't update on fixed schedules. They update as creditors report to them.

Re: When does Experian update?

CreditDunce — Mon, 29 Sep 2014 13:19:06 GMT

@takeshi74 wrote:
The CRA's don't update on fixed schedules. They update as creditors report to them.

Yes, but that wasn't the question.