topic Re: Discover, DCU, Barclays FICO etc in General Credit Topics

Discover, DCU, Barclays FICO etc

CS800 — Mon, 20 Oct 2014 16:53:38 GMT

Fully aware that these credit card companies offer free FICO to members and also knowing that there are different FICO models, I would like if get some help in differentiating the difference FICO versions. These are companies who give you a monthly FICO

Institution -- CB -- Version

DCU -- EQ -- version ?

Discover -- EQ -- version?

Barclay --: TU -- 08 ?

PSECU -- EX -- version?

MyFico -- EX,EQ,TU -- versions . I beleive the TU is 98?

Others that I am forgetting please add to list.

Re: Discover, DCU, Barclays FICO etc

coldnmn — Mon, 20 Oct 2014 16:59:54 GMT

I believe MyFico switched to 08 this summer.

Re: Discover, DCU, Barclays FICO etc

uswala — Mon, 20 Oct 2014 17:20:24 GMT

@CS800 wrote:
Fully aware that these credit card companies offer free FICO to members and also knowing that there are different FICO models, I would like if get some help in differentiating the difference FICO versions. These are companies who give you a monthly FICO

Institution -- CB -- Version

DCU -- EQ -- version ?
Discover -- EQ -- version?
Barclay --: TU -- 08 ?
PSECU -- EX -- version?
MyFico -- EX,EQ,TU -- versions . I beleive the TU is 98?

Others that I am forgetting please add to list.

I think Discover gives TU not EQ? Please correct me if I am wrong.

Also, US Bank offers EX.

Re: Discover, DCU, Barclays FICO etc

CreditDunce — Mon, 20 Oct 2014 17:54:56 GMT

DCU -- EQ-04
Discover -- TU-08?
Barclay --: TU -08 (every 10 weeks or major change in your credit score)
PSECU -- EX -04 (last I heard, may have changed)
MyFico -- EX,EQ,TU -- 08

Here is a dated thread with the versions laid out nicer (with a nice chart). Since this thread MyFico has upgraded to FICO 08 scroes. And Penfed is offering EQ NextGen quarterly scores. I think near the end of the thread it mentions Citi will be offering FICO scores (probably EQ-08, but I am not sure).

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Where-to-obtain-FREE-monthly-FICO-scores/td-p/2555469

Re: Discover, DCU, Barclays FICO etc

takeshi74 — Mon, 20 Oct 2014 19:55:46 GMT

@uswala wrote:
Also, US Bank offers EX.

It's a FAKO.

Re: Discover, DCU, Barclays FICO etc

Revelate — Tue, 21 Oct 2014 01:38:41 GMT

@CreditDunce wrote:
DCU -- EQ-04
Discover -- TU-08?
Barclay --: TU -08 (every 10 weeks or major change in your credit score)
PSECU -- EX -04 (last I heard, may have changed)
MyFico -- EX,EQ,TU -- 08

Here is a dated thread with the versions laid out nicer (with a nice chart). Since this thread MyFico has upgraded to FICO 08 scroes. And Penfed is offering EQ NextGen quarterly scores. I think near the end of the thread it mentions Citi will be offering FICO scores (probably EQ-08, but I am not sure).

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Where-to-obtain-FREE-monthly-FICO-scores/td-p/2555469

It had the MyFICO updates, but the Penfed announcement wasn't in there. I have added it. Locking this thread as duplicate.