https://ficoforums.myfico.com/t5/General-Credit-Topics/I-need-help/m-p/3551261#M196586 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>I have 634 fico across the boards, i know its low. Its just recently got low. My question is where or how can i get a loan or credit card for 15,000. If i dont get this, then my credit will be shot. it will be even lower and i will lose about everything. i have no missed payments but alot of hard inquries.</P><HR /></BLOCKQUOTE><P>Welcome to the forums!</P><P>&nbsp;</P><P>Why 15K and why would your credit be shot? &nbsp;Also whatever caused your score to drop would impact who would be willing to give you a loan.</P><P>&nbsp;</P><P>Traditionally short of auto title or similarly secured loans, it's incredibly difficult to get a loan for that amount (unsecured virtually impossible at that credit strata) though there are some places with high APR's (110-130% potentially) that might do a 5K loan or similar around that credit score though I haven't checked into them for the past several years. &nbsp;</P><P>&nbsp;</P><P>In any event there may be other options: the more information you're able to give us, the better recommendations people will be able to provide.</P> Tue, 21 Oct 2014 01:42:13 GMT Revelate 2014-10-21T01:42:13Z https://ficoforums.myfico.com/t5/General-Credit-Topics/I-need-help/m-p/3550147#M196577 <P>I have 634 fico across the boards, i know its low. Its just recently got low. My question is where or how can i get a loan or credit card for 15,000. If i dont get this, then my credit will be shot. it will be even lower and i will lose about everything. i have no missed payments but alot of hard inquries.</P> Mon, 20 Oct 2014 21:18:41 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/I-need-help/m-p/3550147#M196577 Anonymous 2014-10-20T21:18:41Z https://ficoforums.myfico.com/t5/General-Credit-Topics/I-need-help/m-p/3551261#M196586 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>I have 634 fico across the boards, i know its low. Its just recently got low. My question is where or how can i get a loan or credit card for 15,000. If i dont get this, then my credit will be shot. it will be even lower and i will lose about everything. i have no missed payments but alot of hard inquries.</P><HR /></BLOCKQUOTE><P>Welcome to the forums!</P><P>&nbsp;</P><P>Why 15K and why would your credit be shot? &nbsp;Also whatever caused your score to drop would impact who would be willing to give you a loan.</P><P>&nbsp;</P><P>Traditionally short of auto title or similarly secured loans, it's incredibly difficult to get a loan for that amount (unsecured virtually impossible at that credit strata) though there are some places with high APR's (110-130% potentially) that might do a 5K loan or similar around that credit score though I haven't checked into them for the past several years. &nbsp;</P><P>&nbsp;</P><P>In any event there may be other options: the more information you're able to give us, the better recommendations people will be able to provide.</P> Tue, 21 Oct 2014 01:42:13 GMT https://ficoforums.myfico.com/t5/General-Credit-Topics/I-need-help/m-p/3551261#M196586 Revelate 2014-10-21T01:42:13Z