topic Re: Experian.com now offering Fico 08 score in General Credit Topics

Experian.com now offering Fico 08 score

One7 — Fri, 26 Dec 2014 20:56:41 GMT

I have many sites I use to monitor my credit and experian.com is one of them because I can pull daily through them. I logged on as normal and noticed they are now giving us the fico 08 EX score instead of the plus score they gave us previously. Just thought people would like to know.

Re: Experian.com now offering Fico 08 score

Anonymous — Fri, 26 Dec 2014 21:01:51 GMT

@One7 wrote:
I have many sites I use to monitor my credit and experian.com is one of them because I can pull daily through them. I logged on as normal and noticed they are now giving us the fico 08 EX score instead of the plus score they gave us previously. Just thought people would like to know.

Do tell.

How much do you pay for that site, and is it a 3 bureau puller?

Re: Experian.com now offering Fico 08 score

Affalterbach — Fri, 26 Dec 2014 21:04:24 GMT

And I was just about to cancel my monthly plan with them. Pro tip: if you call to cancel they may offer you a half price offer to stay for a year. They did for me!

Re: Experian.com now offering Fico 08 score

One7 — Fri, 26 Dec 2014 21:04:43 GMT

Waaayyyyyy too much. I think $22 a month and in order to pull all three itll cost alot extra. Once my credit is where I want it to be I'll be canceling it. I watch my reports like a hawk right now though so I use a number of them.

Re: Experian.com now offering Fico 08 score

One7 — Fri, 26 Dec 2014 21:05:36 GMT

@Affalterbach wrote:
And I was just about to cancel my monthly plan with them. Pro tip: if you call to cancel they may offer you a half price offer to stay for a year. They did for me!

Hmmmmm.... thanks for thr tip, I'll definitely be doing that soon

Re: Experian.com now offering Fico 08 score

Anonymous — Fri, 26 Dec 2014 21:06:57 GMT

@One7 wrote:
Waaayyyyyy too much. I think $22 a month and in order to pull all three itll cost alot extra. Once my credit is where I want it to be I'll be canceling it. I watch my reports like a hawk right now though so I use a number of them.

Ah.

Well, an EX only puller is useless to me anyway. Even with FICO's, As I already pay $20/mo on MyFICO for all 3 scores with regular updates.

Re: Experian.com now offering Fico 08 score

One7 — Fri, 26 Dec 2014 21:10:57 GMT

@Anonymous wrote:
@One7 wrote:
Waaayyyyyy too much. I think $22 a month and in order to pull all three itll cost alot extra. Once my credit is where I want it to be I'll be canceling it. I watch my reports like a hawk right now though so I use a number of them.
Ah.

Well, an EX only puller is useless to me anyway. Even with FICO's, As I already pay $20/mo on MyFICO for all 3 scores with regular updates.

I think a lot of people would agree with you on that. I'm so crazy about mine right now though and check my full reports daily. Soon I'll stop being so insane about them. Well hopefully anyway

Re: Experian.com now offering Fico 08 score

taxi818 — Fri, 26 Dec 2014 21:36:56 GMT

@One7 wrote:
I have many sites I use to monitor my credit and experian.com is one of them because I can pull daily through them. I logged on as normal and noticed they are now giving us the fico 08 EX score instead of the plus score they gave us previously. Just thought people would like to know.

Thanks. let me check it out.

edit. checked. it did change to fico. but it will not let you see your softpulls now. only hard pulls. in case i wanted to experiment with that. its very good and for the price.

as for nixon. i pay 795 a month. as i was going to cancel a while back when i found my fico. and they said if i stayed. it would be discounted. so kind of overkill with fico and all. however. it shows me my fico is 8 points higher there than here. as it has todays date 12-26 experian. my fico still has 12-19

experian fico. 703 12-26

myfico fico experian. 695 12-19

don't know why the 3b monitoring is still so slow.

Re: Experian.com now offering Fico 08 score

One7 — Fri, 26 Dec 2014 21:54:12 GMT

@taxi818 wrote:
@One7 wrote:
I have many sites I use to monitor my credit and experian.com is one of them because I can pull daily through them. I logged on as normal and noticed they are now giving us the fico 08 EX score instead of the plus score they gave us previously. Just thought people would like to know.
Thanks. let me check it out.
edit. checked. it did change to fico. but it will not let you see your softpulls now. only hard pulls. in case i wanted to experiment with that. its very good and for the price.
as for nixon. i pay 795 a month. as i was going to cancel a while back when i found my fico. and they said if i stayed. it would be discounted. so kind of overkill with fico and all. however. it shows me my fico is 8 points higher there than here. as it has todays date 12-26 experian. my fico still has 12-19

experian fico. 703 12-26
myfico fico experian. 695 12-19
don't know why the 3b monitoring is still so slow.

Interesting

Re: Experian.com now offering Fico 08 score

Anonymous — Fri, 26 Dec 2014 22:01:54 GMT

Mine shows the exact same score but you're right about not showing SPs anymore. Sucks

Re: Experian.com now offering Fico 08 score

BarryNTexas — Fri, 26 Dec 2014 22:14:39 GMT

Interesting. I wonder if the CreditCheck MonitorPremium at USAA will now have the fico vs. plus scoregoing forward. Today it's Plus for Experian but would be nice to 08.

I use CCMP daily as my 3 report puller.

Re: Experian.com now offering Fico 08 score

ojefferyo — Fri, 26 Dec 2014 22:15:10 GMT

I can still see the soft pull, via the "view your report again" just checked it this morning

Re: Experian.com now offering Fico 08 score

BarryNTexas — Fri, 26 Dec 2014 22:16:46 GMT

@ojefferyo wrote:
I can still see the soft pull, via the "view your report again" just checked it this morning

Does this show EX softs only?

Re: Experian.com now offering Fico 08 score

Ubuntu — Fri, 26 Dec 2014 22:29:50 GMT

This was very pleasnt surprise this morning! The site also got a visual overhaul which looks much better. This sevice also show updates to me Experian file faster than any other service I've ever had. I pay $14.95 a month and only got it for the daily pull abiity. My original plan was to cancel it after a few months but it's come in handy a few times and now that it has a real FICO score I may reconsider. It also still gives you your PLUS Score if there's anyone anywere that cares about that :-)

Someone mentioned this not showing soft pulls anymore but I was never able to see soft pulls with it.

The myFICO 3 bureau reporting sounded exciting when it was announced but the initial reviews were so bad wait a while before really considering it seemed wise. Does anyone know if it's gotten any better since it launched?

Re: Experian.com now offering Fico 08 score

Anonymous — Fri, 26 Dec 2014 22:39:20 GMT

@ojefferyo wrote:
I can still see the soft pull, via the "view your report again" just checked it this morning

Not sure I see what you're talking about. Don't see that option and I don't see SPs at all.

Re: Experian.com now offering Fico 08 score

Anonymous — Fri, 26 Dec 2014 22:45:52 GMT

@Ubuntu wrote:
This was very pleasnt surprise this morning! The site also got a visual overhaul which looks much better. This sevice also show updates to me Experian file faster than any other service I've ever had. I pay $14.95 a month and only got it for the daily pull abiity. My original plan was to cancel it after a few months but it's come in handy a few times and now that it has a real FICO score I may reconsider. It also still gives you your PLUS Score if there's anyone anywere that cares about that :-)

Someone mentioned this not showing soft pulls anymore but I was never able to see soft pulls with it.

The myFICO 3 bureau reporting sounded exciting when it was announced but the initial reviews were so bad wait a while before really considering it seemed wise. Does anyone know if it's gotten any better since it launched?

Updates are frequent for me.

Re: Experian.com now offering Fico 08 score

Anonymous — Fri, 26 Dec 2014 22:49:45 GMT

@Anonymous wrote:
@Ubuntu wrote:
This was very pleasnt surprise this morning! The site also got a visual overhaul which looks much better. This sevice also show updates to me Experian file faster than any other service I've ever had. I pay $14.95 a month and only got it for the daily pull abiity. My original plan was to cancel it after a few months but it's come in handy a few times and now that it has a real FICO score I may reconsider. It also still gives you your PLUS Score if there's anyone anywere that cares about that :-)

Someone mentioned this not showing soft pulls anymore but I was never able to see soft pulls with it.

The myFICO 3 bureau reporting sounded exciting when it was announced but the initial reviews were so bad wait a while before really considering it seemed wise. Does anyone know if it's gotten any better since it launched?
Updates are frequent for me.

Same for me

Re: Experian.com now offering Fico 08 score

taxi818 — Fri, 26 Dec 2014 23:12:21 GMT

@Anonymous wrote:
@ojefferyo wrote:
I can still see the soft pull, via the "view your report again" just checked it this morning
Not sure I see what you're talking about. Don't see that option and I don't see SPs at all.

+1 i don't see any softpulls anywhere on the sight. the plus score is a old plus score from earlier this month. not a current one.

Re: Experian.com now offering Fico 08 score

BarryNTexas — Fri, 26 Dec 2014 23:23:08 GMT

FYI - I bought the Experian Fico08 for a buck (will cancel tmrw) and it was 701, the same as what MyFico 3 CRA dashboard shows.

Re: Experian.com now offering Fico 08 score

One7 — Sat, 27 Dec 2014 02:15:02 GMT

I like it too but I also use Amex Credit Secure which for the same price pulls all three of the CRAs and has the exact same thing experian showed, well at least before today when it had a plus score. Now that its a Fico its definitely better as far as that goes but I mainly pull it for the report not so much the score. I also never saw SPs on my reports though