topic Re: financial institution only reports to 1 bureau in General Credit Topics

financial institution only reports to 1 bureau

Anonymous — Mon, 12 Jan 2015 15:35:16 GMT

I have excellent payment history with my credit union but they have only been reporting to transunion. How can i get that history to the other 2?

Re: financial institution only reports to 1 bureau

Anonymous — Mon, 12 Jan 2015 17:55:15 GMT

@Anonymous wrote:
I have excellent payment history with my credit union but they have only been reporting to transunion. How can i get that history to the other 2?

You need to talk to your credit union. They are under no obligation to report it to any bureau yet alone all 3

Re: financial institution only reports to 1 bureau

takeshi74 — Tue, 13 Jan 2015 13:30:45 GMT

@Anonymous wrote:
How can i get that history to the other 2?

You can't -- see the above reply.

Re: financial institution only reports to 1 bureau

RobertEG — Wed, 14 Jan 2015 22:41:18 GMT

If you apply for credit and the creditor does not pull from the reporting CRA, you can always provide them a copy of your history from the reporting CRA, and request they consider it as part of their manual review.