topic Re: experian not showing auto loan in General Credit Topics

experian not showing auto loan

lene225 — Fri, 16 Jan 2015 03:16:05 GMT

i bought a new car in july 2014 on my cerdit report it shows where it is reported to TU and EQ but its not on my credit report for Experian, is this normal? Is it anyone i should contact to have it reported.

TU 672 EQ 682 EX628 myfico 1/9/2015

Re: experian not showing auto loan

gdale6 — Sat, 17 Jan 2015 05:22:39 GMT

@lene225 wrote:
i bought a new car in july 2014 on my cerdit report it shows where it is reported to TU and EQ but its not on my credit report for Experian, is this normal? Is it anyone i should contact to have it reported.
TU 672 EQ 682 EX628 myfico 1/9/2015

Always possible the creditor doesnt report to EX I would start with them first, if they do report to EX ask for an update, if it doesnt show up call EX and have them investigate what the problem is.

Re: experian not showing auto loan

lene225 — Sat, 17 Jan 2015 14:53:49 GMT

thanks

Re: experian not showing auto loan

Anonymous — Sat, 17 Jan 2015 15:54:37 GMT

I just went through this. Call your auto loan originator. If they report to Experian, there could be a problem on Experians part.

Re: experian not showing auto loan

lene225 — Sat, 17 Jan 2015 18:19:13 GMT

Thanks I think it might be something with my loan orginator because on my credit report i just pulled they havent reported my new balance since October and on the other the last update was November

Re: experian not showing auto loan

Revelate — Sun, 18 Jan 2015 05:58:54 GMT

@lene225 wrote:
Thanks I think it might be something with my loan orginator because on my credit report i just pulled they havent reported my new balance since October and on the other the last update was November

I found not every loan gets reported every single month; DCU and USAA both had habits of skipping months on my installment loans sadly.

In general the larger the lender the more likely they report to all 3 and the more likely they report every month. Except by the contract each lender has with an individual CRA, there's no requirement they report at all; however, I would assume that the CRA's likely give discounted pricing for pulls if they report consistently.