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    <title>topic Re: PRBC in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/PRBC/m-p/3766700#M201574</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Never.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Curious, you have plenty of available credit, why bother with something that is likely predatory? I'm sure any loans or credit cards will likely be high fee/APR cards (probably secured to boot).&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's not as much for me as for someone else.&lt;/P&gt;</description>
    <pubDate>Thu, 29 Jan 2015 00:28:37 GMT</pubDate>
    <dc:creator>corymcd88</dc:creator>
    <dc:date>2015-01-29T00:28:37Z</dc:date>
    <item>
      <title>PRBC</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/PRBC/m-p/3766653#M201571</link>
      <description>&lt;P&gt;Has anyone used PRBC? Is it safe?&lt;/P&gt;</description>
      <pubDate>Wed, 28 Jan 2015 23:54:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/PRBC/m-p/3766653#M201571</guid>
      <dc:creator>corymcd88</dc:creator>
      <dc:date>2015-01-28T23:54:24Z</dc:date>
    </item>
    <item>
      <title>Re: PRBC</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/PRBC/m-p/3766690#M201572</link>
      <description>&lt;P&gt;Never.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Curious, you have plenty of available credit, why bother with something that is likely predatory? I'm sure any loans or credit cards will likely be high fee/APR cards (probably secured to boot).&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Thu, 29 Jan 2015 00:20:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/PRBC/m-p/3766690#M201572</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-29T00:20:24Z</dc:date>
    </item>
    <item>
      <title>Re: PRBC</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/PRBC/m-p/3766700#M201574</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Never.&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Curious, you have plenty of available credit, why bother with something that is likely predatory? I'm sure any loans or credit cards will likely be high fee/APR cards (probably secured to boot).&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;It's not as much for me as for someone else.&lt;/P&gt;</description>
      <pubDate>Thu, 29 Jan 2015 00:28:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/PRBC/m-p/3766700#M201574</guid>
      <dc:creator>corymcd88</dc:creator>
      <dc:date>2015-01-29T00:28:37Z</dc:date>
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