topic Re: Calling for participation in the FICO 08 percentile survey in General Credit Topics

Calling for participation in the FICO 08 percentile survey

HiLine — Sat, 31 Jan 2015 00:44:49 GMT

I'm sure many of you have purchased score reports from MyFICO. If you have a smartphone with the MyFICO app, you can view your FICO 08 percentile on there. The survey is for Equifax-based FICO 08 scores, but you can feel free to post your scores based on other credit bureaus. Just state which credit bureau your score is based on if it is not Equifax.

http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Equifax-FICO-08-percentiles/td-p/3174618

Re: Calling for participation in the FICO 08 percentile survey

Aarvard — Sat, 31 Jan 2015 03:38:04 GMT

Wish that myFICO could throw the 24 month-old SSN rule away. Have to wait 13 more months before I can get my hands of FICO scores here

*Chào anh Hiệp *

Re: Calling for participation in the FICO 08 percentile survey

disdreamin — Sat, 31 Jan 2015 05:02:47 GMT

Where do you find the percentile in the app?

Re: Calling for participation in the FICO 08 percentile survey

Anonymous — Sat, 31 Jan 2015 05:21:06 GMT

@disdreamin wrote:
Where do you find the percentile in the app?

Good question

Re: Calling for participation in the FICO 08 percentile survey

HiLine — Sat, 31 Jan 2015 05:47:29 GMT

It should look like this when you view your credit report.

Re: Calling for participation in the FICO 08 percentile survey

disdreamin — Sat, 31 Jan 2015 06:22:00 GMT

Mine only shows score history for that first tab/button. What gives?!

Re: Calling for participation in the FICO 08 percentile survey

HiLine — Thu, 05 Feb 2015 04:49:06 GMT

Probably because Score Watch doesn't provide a percentile. I only got my percentiles from the 3-bureau report.

Re: Calling for participation in the FICO 08 percentile survey

disdreamin — Thu, 05 Feb 2015 20:13:34 GMT

Ah, so this is only information you can get if you purchase the three-bureau report ala carte? Makes sense. NOT!

Seriously, why is something like that only available for people who don't subscribe to monitoring, but instead purchase their report?! That makes no sense whatsoever. Ugh.

Re: Calling for participation in the FICO 08 percentile survey

bdhu2001 — Thu, 05 Feb 2015 20:36:15 GMT

@disdreamin wrote:
Ah, so this is only information you can get if you purchase the three-bureau report ala carte? Makes sense. NOT!

Seriously, why is something like that only available for people who don't subscribe to monitoring, but instead purchase their report?! That makes no sense whatsoever. Ugh.

No. I even saw it when I purchased the 1 Bureau report this month.

Re: Calling for participation in the FICO 08 percentile survey

disdreamin — Thu, 05 Feb 2015 21:35:36 GMT

@bdhu2001 wrote:
@disdreamin wrote:
Ah, so this is only information you can get if you purchase the three-bureau report ala carte? Makes sense. NOT!

Seriously, why is something like that only available for people who don't subscribe to monitoring, but instead purchase their report?! That makes no sense whatsoever. Ugh.
No. I even saw it when I purchased the 1 Bureau report this month.

I purchase a three-bureau report in November, and subscribed to monitoring this month. I can see my old report on the web but when I check the app I can't access it to see percentages. Is there another place to see them besides the app? Sorry to not understand this, but I'd be very curious to see the percentage data.

Re: Calling for participation in the FICO 08 percentile survey

HiLine — Thu, 05 Feb 2015 22:25:16 GMT

That's true. Individual reports come with percentiles as well. Not sure why the one I pulled through Score Watch doesn't. Before the user interface change, everyone was able to see their percentile on Score Watch on their computer; this function was eliminated when the new user interface was introduced.

These days, the MyFICO iPhone app is the only way for people to see their percentiles. Not sure if MyFICO is going to eventually eliminate this function from the app. This is why I encourage people to participate in this survey right now, while we are still able to view the percentiles.