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    <title>topic Re: Making strides in General Credit Topics</title>
    <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799358#M202721</link>
    <description>&lt;P&gt;Congrats!&amp;nbsp; That's some great progress in a relatively short period of time!&lt;/P&gt;</description>
    <pubDate>Fri, 13 Feb 2015 22:15:18 GMT</pubDate>
    <dc:creator>WillTeasle</dc:creator>
    <dc:date>2015-02-13T22:15:18Z</dc:date>
    <item>
      <title>Making strides</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799273#M202719</link>
      <description>&lt;P&gt;I would like to give a great big heartfelt thank you to the many knowledgeable members of this forum. It has only been since mid November 2014 when I got really serious about cleaning up my credit. In the past I had&amp;nbsp;made&amp;nbsp;one or two&amp;nbsp;half hearted attempts but never saw any plans through to the end. After getting serious I started logging on to this site daily. Reading the Rebuilding boards gave me valuable insite on what I would need to do in order to get my credit on track and stay on track. I was able to get a couple PFD and Im currently working on GWing my last derogatory. Got my student loans in order and avoided another black mark on my&amp;nbsp;credit by being proactive in dealing with a collection agency.&amp;nbsp;This forum also helped me to see how my high utilization was affecting my credit score(and my ability to get CLI). My TransUnion Fico went from 645 on 11/14/14 to 719 on 2/6/15.&lt;/P&gt;&lt;P&gt;Now I'm like a jehovahs witness telling everybody who will listen about this magnificent tool.No disrespect to any JW.&lt;/P&gt;&lt;P&gt;&amp;nbsp;No need to pay someone else to do it for you. It's all right here for free!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(im going to have to change my siggy&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;)&lt;/P&gt;</description>
      <pubDate>Fri, 13 Feb 2015 21:50:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799273#M202719</guid>
      <dc:creator>supercreditgirl13</dc:creator>
      <dc:date>2015-02-13T21:50:37Z</dc:date>
    </item>
    <item>
      <title>Re: Making strides</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799350#M202720</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/581526"&gt;@supercreditgirl13&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;I would like to give a great big heartfelt thank you to the many knowledgeable members of this forum. It has only been since mid November 2014 when I got really serious about cleaning up my credit. In the past I had&amp;nbsp;made&amp;nbsp;one or two&amp;nbsp;half hearted attempts but never saw any plans through to the end. After getting serious I started logging on to this site daily. Reading the Rebuilding boards gave me valuable insite on what I would need to do in order to get my credit on track and stay on track. I was able to get a couple PFD and Im currently working on GWing my last derogatory. Got my student loans in order and avoided another black mark on my&amp;nbsp;credit by being proactive in dealing with a collection agency.&amp;nbsp;This forum also helped me to see how my high utilization was affecting my credit score(and my ability to get CLI). My TransUnion Fico went from 645 on 11/14/14 to 719 on 2/6/15.&lt;/P&gt;&lt;P&gt;Now I'm like a jehovahs witness telling everybody who will listen about this magnificent tool.No disrespect to any JW.&lt;/P&gt;&lt;P&gt;&amp;nbsp;No need to pay someone else to do it for you. It's all right here for free!!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;(im going to have to change my siggy&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;)&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Very happy for your progress and that the forum has helped you. &amp;nbsp;Keep up the good work!&lt;/P&gt;</description>
      <pubDate>Fri, 13 Feb 2015 22:13:35 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799350#M202720</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-02-13T22:13:35Z</dc:date>
    </item>
    <item>
      <title>Re: Making strides</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799358#M202721</link>
      <description>&lt;P&gt;Congrats!&amp;nbsp; That's some great progress in a relatively short period of time!&lt;/P&gt;</description>
      <pubDate>Fri, 13 Feb 2015 22:15:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799358#M202721</guid>
      <dc:creator>WillTeasle</dc:creator>
      <dc:date>2015-02-13T22:15:18Z</dc:date>
    </item>
    <item>
      <title>Re: Making strides</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799679#M202723</link>
      <description>&lt;P&gt;Congrats on your success! &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I agree, this forum is such a blessing. &amp;nbsp;I too am very thankful for the many contributors that are willing to share their time, knowledge and experiences! &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sat, 14 Feb 2015 00:37:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3799679#M202723</guid>
      <dc:creator>EW800</dc:creator>
      <dc:date>2015-02-14T00:37:42Z</dc:date>
    </item>
    <item>
      <title>Re: Making strides</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3800043#M202731</link>
      <description>&lt;P&gt;Congratulations and good luck on your continued credit journey!&lt;/P&gt;</description>
      <pubDate>Sat, 14 Feb 2015 02:47:54 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3800043#M202731</guid>
      <dc:creator>App_Addict</dc:creator>
      <dc:date>2015-02-14T02:47:54Z</dc:date>
    </item>
    <item>
      <title>Re: Making strides</title>
      <link>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3800319#M202745</link>
      <description>&lt;P&gt;Great progress and I wish you continued success going forward &lt;img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Sat, 14 Feb 2015 05:06:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/General-Credit-Topics/Making-strides/m-p/3800319#M202745</guid>
      <dc:creator>gdale6</dc:creator>
      <dc:date>2015-02-14T05:06:31Z</dc:date>
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