topic Re: And so it begins..... in General Credit Topics

And so it begins.....

Anonymous — Mon, 16 Feb 2015 21:24:20 GMT

The new credit card info is starting to hit my accounts.

Boy, Equifax is touchy. They've dropped my score 16 points so far on my last two inquiries, -7 and -9. Nothing changed on TU or Experian as of yet.

It will be interesting to see where everything ends up.

Re: And so it begins.....

bigbang91 — Mon, 16 Feb 2015 21:46:47 GMT

@Anonymous wrote:
The new credit card info is starting to hit my accounts.

Boy, Equifax is touchy. They've dropped my score 16 points so far on my last two inquiries, -7 and -9. Nothing changed on TU or Experian as of yet.
It will be interesting to see where everything ends up.

Mine drops 50 points all because of those Inqs,8 within 6 months

Re: And so it begins.....

App_Addict — Mon, 16 Feb 2015 22:51:36 GMT

Thus why EQ is dead to me!

Re: And so it begins.....

bigbang91 — Mon, 16 Feb 2015 23:22:05 GMT

@App_Addict wrote:
Thus why EQ is dead to me!

Regretfully i want citi prestige, and they use EQ

Re: And so it begins.....

CreditMagic7 — Mon, 16 Feb 2015 23:35:31 GMT

Equifax is ROTTEN to the core. So yesteryear that it isn't even funny.

And plus they are Slackers

Re: And so it begins.....

Anonymous — Tue, 17 Feb 2015 00:13:22 GMT

@CreditMagic7 wrote:
Equifax is ROTTEN to the core. So yesteryear that it isn't even funny.

And plus they are Slackers

Me thinks Equifax needs a big fat lawsuit to bring them to their knees. They are sooooooooo ridiculous. Even when you file a dispute, I don't think they even bother to follow up to get the truth...

Re: And so it begins.....

Imperfectfuture — Tue, 17 Feb 2015 00:27:39 GMT

@Anonymous wrote:
The new credit card info is starting to hit my accounts.

Boy, Equifax is touchy. They've dropped my score 16 points so far on my last two inquiries, -7 and -9. Nothing changed on TU or Experian as of yet.
It will be interesting to see where everything ends up.

Without reading rest if thread yet...

Yep, EQ is one strange beast. It reports somewhat more accurate (give and take) than the others, but there must be some bucket at work. When I reach a certain spot, NOTHING, and I mean Nothing hardly creates a score increase. However, they are quick to chomp on those points. In a month or two, from my experience, you'll get the points back. Remember, the higher it goes, the quicker it falls (or something like that). ;smileytongue:

Re: And so it begins.....

Imperfectfuture — Tue, 17 Feb 2015 00:29:16 GMT

@Anonymous wrote:
@CreditMagic7 wrote:
Equifax is ROTTEN to the core. So yesteryear that it isn't even funny.

And plus they are Slackers
Me thinks Equifax needs a big fat lawsuit to bring them to their knees. They are sooooooooo ridiculous. Even when you file a dispute, I don't think they even bother to follow up to get the truth...

True. Some computer algorithm determines if it is even seen by human.

Re: And so it begins.....

Anonymous — Tue, 17 Feb 2015 00:35:15 GMT

@Imperfectfuture wrote:
@Anonymous wrote:
@CreditMagic7 wrote:
Equifax is ROTTEN to the core. So yesteryear that it isn't even funny.

And plus they are Slackers
Me thinks Equifax needs a big fat lawsuit to bring them to their knees. They are sooooooooo ridiculous. Even when you file a dispute, I don't think they even bother to follow up to get the truth...
True. Some computer algorithm determines if it is even seen by human.

Agreed. They do get on my raw nerves...

Re: And so it begins.....

ways2go — Tue, 17 Feb 2015 00:54:51 GMT

Equifax is a strange beast. My TU and EX scores are right above 700, while my EQ score is 659. I hate to see my score when I put a 6400 charge on my NFCU rewards card.

Re: And so it begins.....

bigbang91 — Tue, 17 Feb 2015 02:14:46 GMT

@ways2go wrote:
Equifax is a strange beast. My TU and EX scores are right above 700, while my EQ score is 659. I hate to see my score when I put a 6400 charge on my NFCU rewards card.

Im in the same situation, EQ 659 TU725 EX 709,and while TU resolved my dispute within a week. I still havent heard anything from EQ or EX