topic Re: Nice Equifax bump (69 points) in General Credit Topics

Nice Equifax bump (69 points)

Anonymous — Mon, 02 Mar 2015 20:33:03 GMT

Woke up this morning to a massive EQ bump -- 638 --> 707.

Checked the BD and both the baddies that were supposed to come off next month were deleted already!

Now I have absolutely NO baddies on any report!!!!!

Re: Nice Equifax bump (69 points)

baller4life — Mon, 02 Mar 2015 20:33:58 GMT

Sweeeeet!! Congrats dude!!

Re: Nice Equifax bump (69 points)

robbulous — Mon, 02 Mar 2015 20:39:31 GMT

Congratulations! Keep it up!

Re: Nice Equifax bump (69 points)

chalupaman — Mon, 02 Mar 2015 20:46:00 GMT

Excellent clean up!

Congrats.

Re: Nice Equifax bump (69 points)

Anonymous — Tue, 03 Mar 2015 03:40:27 GMT

Man it feels good!

Just applied for a refi for my car and also a loan for a car for the wife both through NFCU.

Been waiting for these baddies to drop so I could lock in a nice low rate.

Re: Nice Equifax bump (69 points)

sunkissed — Mon, 02 Mar 2015 23:27:08 GMT

Congrats! Super happy for you

Re: Nice Equifax bump (69 points)

Imperfectfuture — Mon, 02 Mar 2015 23:32:44 GMT

Love those score pops, makes this all worth it. Congrats.

Re: Nice Equifax bump (69 points)

Anonymous — Mon, 02 Mar 2015 23:39:38 GMT

Congrats. Nice come up!

Re: Nice Equifax bump (69 points)

gdale6 — Mon, 02 Mar 2015 23:53:53 GMT

@Anonymous wrote:
Woke up this morning to a massive EQ bump -- 638 --> 707.
Checked the BD and both the baddies that were supposed to come off next month were deleted already!
Now I have absolutely NO baddies on any report!!!!!

A nice surprise

Re: Nice Equifax bump (69 points)

Anonymous — Tue, 03 Mar 2015 01:48:59 GMT

Thats a great thing, congrats

Re: Nice Equifax bump (69 points)

sobreezy — Tue, 03 Mar 2015 04:41:21 GMT

Amazing job at cleaning up your credit...to go from 538 to 707 and above, just excellent! Make sure you report those lovely auto numbers in the auto loans forum

Re: Nice Equifax bump (69 points)

New_Beginning — Tue, 03 Mar 2015 16:46:46 GMT

Congrats!

Re: Nice Equifax bump (69 points)

Anonymous — Tue, 03 Mar 2015 20:19:11 GMT

If only I was elligible for NFCU :-(

Re: Nice Equifax bump (69 points)

creditFiend — Tue, 03 Mar 2015 22:19:00 GMT

@Anonymous wrote:
Woke up this morning to a massive EQ bump -- 638 --> 707.
Checked the BD and both the baddies that were supposed to come off next month were deleted already!
Now I have absolutely NO baddies on any report!!!!!

Nice bump!! Can't wait til I'm in the same boat next year..............

Re: Nice Equifax bump (69 points)

toothgrind3r — Tue, 03 Mar 2015 23:25:37 GMT

@Anonymous wrote:
Woke up this morning to a massive EQ bump -- 638 --> 707.
Checked the BD and both the baddies that were supposed to come off next month were deleted already!
Now I have absolutely NO baddies on any report!!!!!

Excellent! What a great feeling!

I remember when that happened to me, last of the dergos fell off of TU and EQ at the same time, huge bump! Still waiting on EX though....

Re: Nice Equifax bump (69 points)

tonyjones — Wed, 04 Mar 2015 03:10:26 GMT

wowzers CONGRATS!!

Re: Nice Equifax bump (69 points)

ddemari — Thu, 05 Mar 2015 22:53:43 GMT

Congrats!! that is an amazing feeling!! Last month TU removed a collection for me via a letter to them. My collection was to drop off my report August 15 and TU removed it early February. My TU fico jumped 53 points, the collection is on EQ and EX. I sent them the same letter and both of them sent me back nasty letters after investigating. TU is the only one in my opinion that actually reads what you send them and processes it accordingly. EX and EQ take a goodwill and investigate it, which I understand but I said I am not disputing this just asking for an early removal. Either way, EX and EQ both did the same thing last year for me and TU delted something right away. About a month later, EX and EQ deleted them too. I am dying for the collection to come off EX and EQ! Congrats again!