topic Re: Cheapest way to monitor soft pulls in General Credit Topics

Cheapest way to monitor soft pulls

bradlin — Mon, 02 Mar 2015 07:15:16 GMT

I have the Fico 3 score subscription and also USAA daily pull which I will cancel as it doesn't give me anything Credit Karma can't. Before I had a service with EQ that gave me SP data accurate to the day. Is there any service that shows your SPs on all 3 CRAs with daily updates?

Re: Cheapest way to monitor soft pulls

takeshi74 — Mon, 02 Mar 2015 13:44:18 GMT

No -- you'd have to get reports directly from each CRA (and not via their monitoring services). Even then you won't get daily updates unless you purchase reports daily.

Re: Cheapest way to monitor soft pulls

bradlin — Mon, 02 Mar 2015 14:02:02 GMT

There was one I used before it was an EQ service I believe. But it only gave me EQ SPs. I'll research that and let you know which service.

Re: Cheapest way to monitor soft pulls

Anonymous — Tue, 03 Mar 2015 01:24:19 GMT

To see your Experian soft pulls, you can use the dispute link. It costs nothing.

http://www.experian.com/disputes/main.html

I don't know if the other two have this feature.

Re: Cheapest way to monitor soft pulls

gdale6 — Tue, 03 Mar 2015 05:00:36 GMT

@Anonymous wrote:
To see your Experian soft pulls, you can use the dispute link. It costs nothing.

http://www.experian.com/disputes/main.html

I don't know if the other two have this feature.

Using the backdoor to look at your credit report without a reason for disputing is unethical and is a violation of My Ficos TOS. Please refrain from suggesting this method.

Re: Cheapest way to monitor soft pulls

bradlin — Tue, 03 Mar 2015 07:29:34 GMT

@Anonymous wrote:
To see your Experian soft pulls, you can use the dispute link. It costs nothing.

http://www.experian.com/disputes/main.html

I don't know if the other two have this feature.

Thanks for that! Now I can see clearly Discover is not real time pulling me on EX for preapproval.

Re: Cheapest way to monitor soft pulls

racer-x — Tue, 03 Mar 2015 12:12:43 GMT

@bradlin wrote:
@Anonymous wrote:
To see your Experian soft pulls, you can use the dispute link. It costs nothing.

http://www.experian.com/disputes/main.html

I don't know if the other two have this feature.
Thanks for that! Now I can see clearly Discover is not real time pulling me on EX for preapproval.

You know how to check your PM's?

Re: Cheapest way to monitor soft pulls

Anonymous — Tue, 03 Mar 2015 16:46:02 GMT

@gdale6 wrote:
@Anonymous wrote:
To see your Experian soft pulls, you can use the dispute link. It costs nothing.

http://www.experian.com/disputes/main.html

I don't know if the other two have this feature.
Using the backdoor to look at your credit report without a reason for disputing is unethical and is a violation of My Ficos TOS. Please refrain from suggesting this method.

Sorry, I didn't know that. I simply reposted something I've seen in several different threads. Feel free to delete it.

Re: Cheapest way to monitor soft pulls

Anonymous — Tue, 03 Mar 2015 20:36:40 GMT

hey that worked. TY

Re: Cheapest way to monitor soft pulls

RobertEG — Tue, 03 Mar 2015 21:27:16 GMT

What is your reason, other than curiosity, for seeing credit pulls that others cannot view, and are not effecting your score?

Re: Cheapest way to monitor soft pulls

Anonymous — Wed, 04 Mar 2015 12:35:48 GMT

Like I said in the other thread , you guys shouldn't Backdoor AT all unless it's a legitimate dispute . Checking your softs is not worth getting completely locked out of the CRA's websites . And it doesn't take a lot to get locked out , Some people get locked out for Backdooring 2 or 3 times .

Re: Cheapest way to monitor soft pulls

Anonymous — Thu, 05 Mar 2015 13:21:15 GMT

Should never be done

Re: Cheapest way to monitor soft pulls

bradlin — Wed, 04 Mar 2015 18:25:06 GMT

Yeah it's not worth getting locked out. I just wish one of these services which I pay good money for would give me the whole darn report. I have USAA daily pull and MyFico score monitoring. I I'm paying something like $45 monthly for this and I still lack full information.

Re: Cheapest way to monitor soft pulls

Anonymous — Thu, 05 Mar 2015 13:20:30 GMT

TY. I won't ever do it again.

Re: Cheapest way to monitor soft pulls

gdale6 — Thu, 05 Mar 2015 05:00:49 GMT

Continuing to discuss the backdoor after a warning that its against the TOS isnt kosher, this method is not to be advocated nor discussed on this forum.