topic Re: inquiries in General Credit Topics

inquiries

Anonymous — Mon, 02 Mar 2015 04:59:59 GMT

Got 52 inquiries on my experian file. Is it that bad?

Re: inquiries

chalupaman — Mon, 02 Mar 2015 05:08:17 GMT

@Anonymous wrote:
Got 52 inquiries on my experian file. Is it that bad?

Were those all in the last six months or have those been spread out over a couple of years?

Re: inquiries

Anonymous — Mon, 02 Mar 2015 05:09:34 GMT

How? Just curious.

Re: inquiries

Anonymous — Mon, 02 Mar 2015 06:05:46 GMT

Congratulations!!!

Wait...

Re: inquiries

Anonymous — Mon, 02 Mar 2015 07:01:07 GMT

@Anonymous wrote:
Got 52 inquiries on my experian file. Is it that bad?

Whoa........

Re: inquiries

Anonymous — Mon, 02 Mar 2015 07:28:05 GMT

Wow, and here I was all annoyed that I have 7 on Equifax. Puts it into perspective I guess.

Re: inquiries

joedtx — Mon, 02 Mar 2015 07:30:35 GMT

@Anonymous wrote:
Wow, and here I was all annoyed that I have 7 on Equifax. Puts it into perspective I guess.

Maybe the OP at some point was looking at cars and one or two dealers shopped around his credit, i've seen it happen some dealers are shady.

Re: inquiries

Kirmie2010 — Mon, 02 Mar 2015 08:16:05 GMT

Nah Ive got 20-35 on all my reports. Oh sure, itll hurt your chances of getting credit but its not like its going to physically hurt ya.

For me it was the major rebuilding last year and attempted car loan this year. Have a feeling the OP is joking though not many people have more inquiries than me

Re: inquiries

Anonymous — Mon, 02 Mar 2015 09:05:46 GMT

@joedtx wrote:
@Anonymous wrote:
Wow, and here I was all annoyed that I have 7 on Equifax. Puts it into perspective I guess.
Maybe the OP at some point was looking at cars and one or two dealers shopped around his credit, i've seen it happen some dealers are shady.

Yeah, I'm more joking than anything. When I bought my car a long, long time ago I walked away with a good 20-25 inquiries.

Re: inquiries

takeshi74 — Mon, 02 Mar 2015 12:59:09 GMT

@Anonymous wrote:
Got 52 inquiries on my experian file. Is it that bad?

It's a lot of inquiries. How bad depends on your credit profile but a thinner profile would have been getting denials well before it reached 52.

Re: inquiries

Anonymous — Mon, 09 Mar 2015 19:06:52 GMT

I have an AAOA of 9 months, oldest account is 1yr 4 months . I was new to America and didn't know about inquiries. My equifax and transunion reports got like 30 inquiries and still chase just approved me for the southwest credit card with a 2000 dollars limit.

Re: inquiries

Anonymous — Mon, 09 Mar 2015 19:08:00 GMT

Got something like 30 on equifax

Re: inquiries

gdale6 — Mon, 09 Mar 2015 19:12:03 GMT

There is too much emphasis place on inquries. If a creditor likes what they see they will overlook all the inqs and approve your request for credit. Grats on getting your SW card