topic Problem with Obtaing a FICO Product in General Credit Topics

Problem with Obtaing a FICO Product

Anonymous — Wed, 22 Apr 2015 02:00:18 GMT

I ordered the one time 3 credit score for 59.00.When I put my info in it was unable to obtain my Transunion score due to the fact it was toolow or something.It gave me the option of continuing on for a reduced rate or to cancel my order.I decided to cancel my order.I checked my bank account and it has already processed.Now what do I do? I have nothing and a hold is on the 63.00.What do I do now? Thanks

Re: Problem with Obtaing a FICO Product

Kenny — Wed, 22 Apr 2015 02:29:48 GMT

Call the 1-800 number is what I'd do. Also, it might just be pending and will drop off?

Re: Problem with Obtaing a FICO Product

takeshi74 — Thu, 23 Apr 2015 12:27:34 GMT

@Anonymous wrote:
I have nothing and a hold is on the 63.00.What do I do now?

A hold doesn't mean that the transaction will go through. Give it a few days and see if it falls off. If it posts then contact myFICO CS about it.

IIRC you need at least 6 months of recent activity on a report for a score. However, you can definitely pull your own TU report directly from TU.