topic I take it all back - Capital One in General Credit Topics

I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 02:34:12 GMT

I'll probably be laughed off the board here, but I am going to have to eat some bad things I've said about Capital One.

I, like almost everyone else, have trashed them on here before.

Well, I should have put some sugar on them words cause I've got to eat them now. I had a couple of lates back in '05 and I sent them a GW letter. I got their response today: They are deleting them!! I am stoked. Finally.....FINALLY on this long road to credit recovery I get some good news. Now if they will start reporting credit limits like they "say" they will, I will be hunky dory.

Re: I take it all back - Capital One

SmartCookie — Fri, 06 Jul 2007 02:36:01 GMT

Awwww... do we still get to call them Crap1? It's so much fun to say!!!

Hey.... congrats

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 02:40:56 GMT

CHall wrote:
I'll probably be laughed off the board here, but I am going to have to eat some bad things I've said about Capital One. I had a couple of lates back in '05 and I sent them a GW letter. I got their response today: They are deleting them!!

You are the first that I've heard that from... I have been religious with payments to them...

Congrats!

Rob

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 02:43:07 GMT

It worked! I used one of the GW's that Tuscani posted.

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 03:00:52 GMT

good to hear CHall !!!! how long did it take to hear back from them? I sent a GW last week. I had a few misses back in 2001.

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 03:10:12 GMT

Now I'm really jealous!

Good on ya mate!

Got me thinking I need to go ahead and put pen to paper.

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 03:13:00 GMT

that is great! must have been a new trainee....they gonna be fired in the morning.

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 03:16:54 GMT

dog wrote:
that is great! must have been a new trainee....they gonna be fired in the morning.

LOL!!! Let's hope not, I have not put pen to paper yet.

Re: I take it all back - Capital One

SoulSmilen — Fri, 06 Jul 2007 03:52:01 GMT

trinigal wrote:
Now I'm really jealous!

Good on ya mate!

Got me thinking I need to go ahead and put pen to paper.

Your post made me think about something..

"Put pen to paper." An idiom that will someday lose it's literal meaning and be one of those phrases our great great grandkids hear and roll their eyes like we did at our grandparents talking about walking to and from school both ways, uphill, in the rain. LOL

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 03:54:15 GMT

SoulSmilen wrote:

Your post made me think about something..

"Put pen to paper." An idiom that will someday lose it's literal meaning and be one of those phrases our great great grandkids hear and roll their eyes like we did at our grandparents talking about walking to and from school both ways, uphill, in the rain. LOL

I actually did that!!!

Rob

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 04:01:39 GMT

I actually did that too-walked to school. Rain, sleet, or snow. That was in elementery. Jr high and high school, I road the bus.

Re: I take it all back - Capital One

SoulSmilen — Fri, 06 Jul 2007 04:02:51 GMT

FICO_Focused wrote:

SoulSmilen wrote:

Your post made me think about something..

"Put pen to paper." An idiom that will someday lose it's literal meaning and be one of those phrases our great great grandkids hear and roll their eyes like we did at our grandparents talking about walking to and from school both ways, uphill, in the rain. LOL

I actually did that!!!

Rob

Hehe.. I did too actually, but no uphill except for the side trips playing on the way home. When I drove the same distance to show my son how far (2.5 miles) I used to walk everyday, even in elementary, he was in awe and made sure to thank me for never making him walk more than 2 blocks one year.. lol

We're raising kids who will be ill-prepared for the world without those, and many other, skills we grew up with; I won't go on that rant, though.

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 04:17:49 GMT

Mi y kids won't walk a mile unless there's money in it...

I guess that's evolution.

Rob

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 13:24:12 GMT

Happy Days - It took about three weeks.

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 13:26:39 GMT

Thank you. Three weeks is good for me.

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 13:32:09 GMT

Were these legit lates?

CHall wrote:
I'll probably be laughed off the board here, but I am going to have to eat some bad things I've said about Capital One.
I, like almost everyone else, have trashed them on here before.
Well, I should have put some sugar on them words cause I've got to eat them now. I had a couple of lates back in '05 and I sent them a GW letter. I got their response today: They are deleting them!! I am stoked. Finally.....FINALLY on this long road to credit recovery I get some good news. Now if they will start reporting credit limits like they "say" they will, I will be hunky dory.

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 13:41:03 GMT

I honestly don't remember.....but possibly yes.

Re: I take it all back - Capital One

Tuscani — Fri, 06 Jul 2007 15:05:02 GMT

Do my eyes deceive.. a GW worked with CAP1??

Congrats!

Re: I take it all back - Capital One

dragonheartt — Fri, 06 Jul 2007 15:49:32 GMT

CHall

If you don't mind, what address did you use for Cap1. I sent a GW letter to the customer service address back on 6-19 and last week I got my reponse. "We are reporting you account correctly and we are closing this dispute." If you had a different address, I would like to try it again.

Dragon

Re: I take it all back - Capital One

Anonymous — Fri, 06 Jul 2007 19:24:05 GMT

Dragon:

I sent the letter to

Capital One Services

Attn: Credit Reporting Department

PO Box 30281

Salt Lake City, UT 84130-0821

The response I got back from them had the following address on the letterhead:

Capital One

PO Box 85049

Richmond, VA 23286-9228

The letter came from a "B. Medlin" - Customer Service.

Good Luck!!